40 Hayfield Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 40 Hayfield Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 2018
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Aug 2022)
Tax Bill	$6,600 (2025)
Deeds & Mortgages	Jun 2021 Refinance Aug 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02714J000000`

Property Details

APN / Parcel Number

Primary APN	`02714J000000`
Alternative APNs	`GRAY M:067 B:027 L:140-000` `4530`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	4530
Street Address	40 HAYFIELD DR
City	GRAY
State	ME
Zip	04039-5467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	27
Legal Lot Number	140-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4021
Census Tract	4702

Owner

40 Hayfield Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 HAYFIELD DR, GRAY, ME 04039-5467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE
Aug 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	May 9, 2017
Deed Document Number	202239183
Deed Book / Page	39614 / 40
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	40 HAYFIELD DR, GRAY, ME 04039-5467
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0383360026
Date	Jun 21, 2021
Book Page	38336/26
Instrument	44010

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	40 HAYFIELD DR, GRAY, ME 04039-5467
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403080070
Date	Aug 17, 2023
Book Page	40308/70
Instrument	28498

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Aug 1, 2022
Property Address	40 HAYFIELD DR, GRAY, ME 04039-5467
Document Number	0396140040
Book / Page	39614 / 40
Instrument Date	Jul 29, 2022
Instrument	39183
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 KORPI RD, DUBLIN, NH 03444-8608

Mortgage

Document Number	0000039184
Date	Aug 1, 2022
Instrument	39184

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 40 Hayfield Dr was $6,600, up 1.2% from the year before.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,600.00 (+1.21%)	$681,800 (+1.41%) Land $121,300 Building $560,500
2024	$6,521.00 (+12.63%)	$672,300 (+76.27%) Land $121,300 Building $551,000
2023	$5,790.00 (+1.85%)	$381,400 (-6.4%) Land $70,700 Building $310,700
2022	$5,685.00	$407,500 Land $96,800 Building $310,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Hayfield Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Hayfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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