40 Harrogate Dr, Lumberton, NJ 08048 Property Records

Burlington County and Lumberton Township property record for 40 Harrogate Dr, Lumberton, NJ 08048

Property Summary

Property Type	Single Family Home
Details	2,422 sqft · built 1994
Lot Size	0.257 acres (11,199 sqft)
Owner	Individual Name on File
Last Sale	$618,000 (Aug 2025)
Tax Bill	$11,791 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-00019-23-00021`

Property Details

APN / Parcel Number

Primary APN	`17-00019-23-00021`
Alternative APN	`1700019002300021`

Interior

Building Area	2,422 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide

Location & Zoning

Street Address	40 HARROGATE DR
City	LUMBERTON
State	NJ
Zip	08048-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2.5
Legal Subdivision	BOBBYS RUN SEC 01
Legal Block	19.23
Legal Lot Number	21
Jurisdiction	BURLINGTON NJ
Township / Civil Division	LUMBERTON
Census Block Group	1
Census Block	1006
Census Tract	703104

Owner

40 Harrogate Dr is owned and occupied by an individual who bought it in August 2025.

Source: Burlington County and Lumberton Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	40 HARROGATE DR, LUMBERTON, NJ 08048-5000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 27, 2016	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Oct 14, 1998 · Amount on File
Deed Document Number	20255972552
Deed Book / Page	13780 / 2382
Prior Transfer Date	Feb 19, 2004
Prior Transfer Doc	6149000074
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON NJ
Property Address	40 HARROGATE DR, LUMBERTON, NJ 08048-5000
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	KCT ABSTRACT LLC, CITY ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HARROGATE DR, LUMBERTON, NJ 08048-5000

Mortgage

Document Number	0136800499
Date	Jul 25, 2023
Book Page	13680/499
Instrument	5842551

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON NJ
Property Address	40 HARROGATE DR, LUMBERTON, NJ 08048-5000
Document Number	0005592384
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 HARROGATE DR LUMBERTON NJ 080485000, LUMBERTON, NJ 08048-5000

Mortgage

Document Number	0005592384
Date	Nov 30, 2020
Book Page	013487/009012
Instrument	5592384

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Nov 29, 2043

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON NJ
Property Address	40 HARROGATE DR, LUMBERTON, NJ 08048-5000
Document Number	0005273219
Book / Page	013259 / 003292
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Apr 17, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 HARROGATE DR LUMBERTON NJ 080485000, LUMBERTON, NJ 08048-5000

Mortgage

Document Number	0005273219
Date	Jan 13, 2017
Book Page	013259/003292
Instrument	5273219

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Jan 12, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 40 Harrogate Dr was $11,791, up 14.2% from the year before.

Source: Burlington County and Lumberton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Burlington County
County Subdivision	Lumberton Township
Elementary School District	Lumberton Township School District (KG - 08)
Secondary School District	Rancocas Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,000 (-) Land $90,600 Building $297,400	$388,000 (-) Land $90,600 Building $297,400
2025	$11,791.00 (+14.17%)	$388,000 Land $90,600 Building $297,400	$388,000 Land $90,600 Building $297,400
2024	$10,328.00
2023		$388,000 Land $90,600 Building $297,400	$388,000 Land $90,600 Building $297,400
2022	$9,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Harrogate Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (1992–2019)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Harrogate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - MOUNT HOLLY private · serves 47,427 people · EPA ID NJ0323001
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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