40 Harmon St, Torrington, CT 06790 Property Records

Torrington City property record for 40 Harmon St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,537 sqft · built 1983
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Aug 2017)
Tax Bill	$8,712 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Aug 2017 Sale & Mortgage
APN	`003089`

Property Details

APN / Parcel Number

Primary APN	`003089`
Alternative APNs	`TORR M:134 B:002 L:031` `3089`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	4,054 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	35,284 sqft (0.81 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3089
Street Address	40 HARMON ST
City	TORRINGTON
State	CT
Zip	06790-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	2
Legal Lot Number	31
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	3
Census Block	3005
Census Tract	310100

Owner

Source: Torrington City assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 HARMON ST, TORRINGTON, CT 06790-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage TORRINGTON SAVINGS BANK
Aug 1, 2017	Executor's Deed, Transfer TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Deed Book / Page	1252 / 296
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	40 HARMON ST, TORRINGTON, CT 06790-3406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1270-246
Date	Jul 11, 2018
Book Page	1270/246

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2043

August 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TORRINGTON CT
Recording Date	Aug 1, 2017
Property Address	40 HARMON ST, TORRINGTON, CT 06790-3406
Document Number	1252-296
Book / Page	1252 / 296
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$51.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12520298
Date	Aug 1, 2017
Instrument	01252/0298

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,712.00	$226,590 (+97.64%) Land $31,780 Building $194,810	$158,613 Land $22,246 Building $136,367
2024	$8,712.00 (+58.43%)
2023	$5,499.00 (+1.74%)	$114,650 (-) Land $31,820 Building $82,830
2022	$5,405.00	$114,650 Land $31,820 Building $82,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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