40 Harlow Rd, Pinehurst, NC 28374 Property Records

Moore County property record for 40 Harlow Rd, Pinehurst, NC 28374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,111 sqft · built 1987
Lot Size	0.801 acres (34,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$636,500 (May 2026)
Tax Bill	$2,884 (2026)
Deeds & Mortgages	Nov 2016 Line of Credit Dec 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`855207683347`

Property Details

APN / Parcel Number

Primary APN	`855207683347`
Alternative APNs	`00029587` `97042339`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,111 sqft Living Area
1st Floor Area	2,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	34,892 sqft (0.801 acres)
Porch	Porch
Porch Area	368 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97042339
Street Address	40 HARLOW RD
City	PINEHURST
State	NC
Zip	28374-8932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	LOT 183 UNIT 2 PH I PINEHURST MUNI HARLOW
Legal Subdivision	PROPERTY PINEHURST
Legal Phase	1
Legal Lot Number	183
Legal Unit	2
Jurisdiction	MOORE NC
Township / Civil Division	9, MINERAL SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	950601

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 HARLOW RD, PINEHURST, NC 28374-8932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2016	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 20, 2010	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 8, 2015	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Nov 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 2, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	20266774
Deed Book / Page	6540 / 259
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	40 HARLOW RD, PINEHURST, NC 28374-8932
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004735/189
Date	Nov 14, 2016
Book Page	4735/189
Instrument	2016016407

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	40 HARLOW RD, PINEHURST, NC 28374-8932
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003820/479
Date	Dec 20, 2010
Book Page	3820/479
Instrument	2010017237

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	40 HARLOW RD, PINEHURST, NC 28374-8932
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004543/080
Date	Sep 8, 2015
Book Page	4543/080
Instrument	2015012164

Lender

Name	FIRST BANK
Type	Bank
Address	SOUTHERN PINES, NC 28388

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	40 HARLOW RD, PINEHURST, NC 28374-8932
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004735/179
Date	Nov 14, 2016
Book Page	4735/179
Instrument	2016016406

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2036

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	May 5, 2026
Property Address	40 HARLOW RD, PINEHURST, NC 28374-8932
Document Number	0000006774
Book / Page	6540 / 259
Instrument Date	Apr 16, 2026
Instrument	20266774
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,573.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HARLOW RD, PINEHURST, NC 28374-8932

Mortgage

Document Number	0000006775,
Date	May 5, 2026
Instrument	20266775

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	May 5, 2026
Property Address	40 HARLOW RD, PINEHURST, NC 28374-8932
Document Number	006540/259
Book / Page	6540 / 259
Instrument Date	Apr 16, 2026
Instrument	20266774
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,573.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HARLOW RD, PINEHURST, NC 28374-8932

Mortgage

Document Number	0000006775,
Date	May 5, 2026
Instrument	20266775

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jul 2, 2020
Property Address	40 HARLOW RD, PINEHURST, NC 28374-8932
Document Number	5361/523
Book / Page	5361 / 523
Map Reference	MB 10 PG 10-12
Instrument Date	Jun 24, 2020
Instrument	2020011524
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 LATHAM RD, 1309, GREENSBORO, NC 27408-7519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HARLOW RD, PINEHURST, NC 28374-8932

Mortgage

Document Number	2020011525
Date	Jul 2, 2020
Instrument	2020011525

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Pinehurst Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,884.00 (-0.89%)	$522,040 (-) Land $175,000 Building $347,040
2025	$2,910.00 (-6.7%)	$522,040 (-) Land $175,000 Building $347,040
2024			$522,040 (-) Land $175,000 Building $347,040
2023	$3,119.00	$522,040 Land $175,000 Building $347,040	$522,040 Land $175,000 Building $347,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CO PUBLIC UTIL-PINEHURST serves 31,390 people · EPA ID NC0363108
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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