40 Harkness Dr, Madison, CT 06443 Property Records

Madison Town property record for 40 Harkness Dr, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,657 sqft · built 1970
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jul 2026)
Tax Bill	$9,535 (2026)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Nov 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`MADI M:103 B:44`

Property Details

APN / Parcel Number

Primary APN	`MADI M:103 B:44`
Alternative APNs	`00554900` `554900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,657 sqft Living Area
Gross Area	4,891 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	554900
Street Address	40 HARKNESS DR
City	MADISON
State	CT
Zip	06443-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	44
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3003
Census Tract	194202

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 HARKNESS DR, MADISON, CT 06443-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Line of Credit MILFORD BANK
Nov 4, 2024	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Nov 4, 2024 · Amount on Record
Deed Book / Page	2314 / 478
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Jul 6, 2026
Property Address	40 HARKNESS DR, MADISON, CT 06443-1809
Document Number	0000001363
Book / Page	2314 / 478
Instrument Date	Jun 30, 2026
Instrument	20261363
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 HARKNESS DR, MADISON, CT 06443-1809

Mortgage

Date	Jul 6, 2026

Lender

Name	MILFORD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

November 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MADISON CT
Recording Date	Nov 4, 2024
Property Address	40 HARKNESS DR, MADISON, CT 06443-1809
Document Number	002295-968
Book / Page	2295 / 968
Instrument Date	Oct 29, 2024
Instrument	20242132
Transaction Type	Transfer
Record Updated	Nov 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WAVERLY RD, BRANFORD, CT 06405-5316

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,535.00 (+18.77%)	$413,500 (+15.54%) Land $134,800 Building $278,700	$707,250 (+182.3%)
2025	$8,028.00	$357,900 (+41.35%) Land $134,800 Building $223,100	$250,530 Land $94,360 Building $156,170
2024	$8,028.00 (+5.8%)
2023	$7,588.00 (+1.89%)	$253,200 (-) Land $103,700 Building $149,500
2022	$7,447.00	$253,200 Land $103,700 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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