Middlesex County and Pepperell Town property record for 40 Harbor St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,569 sqft · built 1988 |
| Lot Size | 1.85 acres (80,873 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,895 (2026) |
| Deeds & Mortgages | Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0032 B:0068 L:00000 |
| Primary APN | PEPP M:0032 B:0068 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,569 sqft Living Area |
| Gross Area | 5,156 sqft |
| Basement Area | 1,290 sqft |
| Unfinished Basement | 1,290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,873 sqft (1.85 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 HARBOR ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Block | 68 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 327103 |
40 Harbor St is owner-occupied and held in a trust since August 2018.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 40 HARBOR ST, PEPPERELL, MA 01463-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 |
| Deed Sale | Aug 21, 2018 |
| Prior Sale | Nov 29, 1991 · Amount on File |
| Deed Document Number | 2018128123 |
| Deed Book / Page | 71503 / 274 |
| Transfer Doc | 71503-274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Aug 21, 2018 |
| Property Address | 40 HARBOR ST, PEPPERELL, MA 01463-1224 |
| Document Number | 71503-274 |
| Book / Page | 071503 / 000274 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 128123 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 40 HARBOR ST PEPPERELL MA 014631224, PEPPERELL, MA 01463-1224 |
The 2026 property tax bill for 40 Harbor St was $7,895, down 0.4% from the year before.
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,895.00 (-0.43%) | $572,900 (+5.7%) Land $159,700 Building $413,200 | $634,220 (-) |
| 2025 | $7,929.00 (+4.88%) | $542,000 (+2.89%) Land $159,700 Building $382,300 | $634,220 (-0.36%) |
| 2024 | $7,560.00 (+3.73%) | $526,800 (+9.43%) Land $144,500 Building $382,300 | $636,500 |
| 2023 | $7,288.00 | $481,400 Land $121,700 Building $359,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Harbor St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Harbor St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures