40 Hadde Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 40 Hadde Ave, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,318 sqft · built 1940
Lot Size0.238 acres (10,367 sqft)
Owner2 Individual Names on Record
Last Sale$132,500 (Jul 1999)
Tax Bill$4,488 (2026)
Deeds & MortgagesDec 2020 Refinance
Jan 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN187-14

Property Details

APN / Parcel Number

Primary APN187-14
Alternative APN
  • CUMB M:033 B:0053 L:000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,318 sqft Living Area
Gross Area2,547 sqft
1st Floor Area758 sqft
Basement Area746 sqft
Unfinished Basement746 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,367 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number187-14
Street Address40 HADDE AVE
CityCUMBERLAND
StateRI
Zip02864-3529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block53
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group3
Census Block3021
Census Tract11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 HADDE AVE, CUMBERLAND, RI 02864-3529
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jan 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Aug 21, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 1999 · Amount on Record
Deed SaleJul 30, 1999 · Amount on Record
Deed Book / Page816 / 168
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address40 HADDE AVE, CUMBERLAND, RI 02864-3529
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1868-627
DateDec 18, 2020
Book Page1868/627
Instrument120043
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address40 HADDE AVE, CUMBERLAND, RI 02864-3529
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1827-818
DateJan 23, 2020
Book Page1827/818
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term325 Months
DueFeb 1, 2047

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address40 HADDE AVE, CUMBERLAND, RI 02864-3529
Document Number1782-867
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedOct 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 HADDE AVE CUMBERLAND RI 028643529, CUMBERLAND, RI 02864-3529

Mortgage

Document Number1782-867
DateSep 5, 2018
Book Page001782/000867
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 4, 2048

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,488.00 (+5.06%)$448,400 (+28.78%) Land $218,500 Building $229,900$452,569
2025$4,272.00 (+5.59%)$348,200 (-) Land $151,400 Building $196,800
2023$4,046.00 (+0.6%)$348,200 (+29.78%) Land $151,400 Building $196,800
2022$4,022.00$268,300 Land $119,600 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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