40 Guptill Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 40 Guptill Rd, Belgrade, ME 04917

Property Summary

Property TypeSingle Family Home
Details936 sqft
Lot Size0.67 acres (29,185 sqft)
Owner2 Individual Names on File
Last Sale$324,000 (Aug 2025)
Tax Bill$3,045 (2025)
Deeds & MortgagesMay 2022 Refinance
Aug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNBELG M:09 L:043A

Property Details

APN / Parcel Number

Primary APNBELG M:09 L:043A
Alternative APN
  • 1048

Interior

Building Area936 sqft Living Area

Exterior

Lot Area29,185 sqft (0.67 acres)

Location & Zoning

Account Number1048
Street Address40 GUPTILL RD
CityBELGRADE
StateME
Zip04917-4123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number43A
JurisdictionBELGRADE ME
Township / Civil DivisionBELGRADE
Census Block Group2
Census Block2020
Census Tract16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 Guptill Rd is owned by two individuals who bought it in August 2025.

Source: Kennebec County and Belgrade Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address83 HERITAGE RD, OAKLAND, ME 04963-4649
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PNC BANK NA
Aug 25, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2025 · Amount on File
Deed SaleAug 25, 2025 · Amount on File
Prior SaleOct 7, 2014 · Amount on File
Deed Document Number202518288
Deed Book / Page15470 / 15
Transfer Doc0000017900
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELGRADE ME
Property Address40 GUPTILL RD, BELGRADE, ME 04917-4123
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022012103
DateMay 26, 2022
Book Page14461/1
Instrument2022012103
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJun 1, 2037

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELGRADE ME
Recording DateAug 25, 2025
Property Address40 GUPTILL RD, BELGRADE, ME 04917-4123
Document Number2025018288
Book / Page15470 / 15
Instrument DateAug 21, 2025
Instrument2025018288
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address83 HERITAGE RD, OAKLAND, ME 04963-4649

Mortgage

Document Number2025018289
DateAug 25, 2025
Instrument2025018289
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 40 Guptill Rd was $3,045, up 11.6% from the year before.

Source: Kennebec County and Belgrade Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionBelgrade Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,045.00 (+11.58%)$287,300 (-) Land $44,400 Building $242,900
2024$2,729.00 (+6.15%)$287,300 (-) Land $44,400 Building $242,900
2023$2,571.00 (+6.72%)$287,300 (+83.46%) Land $44,400 Building $242,900
2022$2,409.00$156,600 Land $33,000 Building $123,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Guptill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimJun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Guptill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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