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40 Grove Rd, Sylva, NC 28779 Property Records

Jackson County property record for 40 Grove Rd, Sylva, NC 28779 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 966 sqft · built 1951
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$138,000 (Feb 2014)
Tax Bill$492 (2023)
Deeds & MortgagesJun 2023 Line of Credit
May 2019 Refinance
Flood ZoneZone X (minimal risk)
APN7640-27-5620

Property Details

APN / Parcel Number

Primary APN7640-27-5620
Alternative APN
  • 173669

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area966 sqft Heated Area
1st Floor Area966 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1971
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
TerrainRolling
PorchOpen Porch
Porch Area426 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number173669
Street Address40 GROVE RD
CitySYLVA
StateNC
Zip28779-9547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROVE RD
Legal Township29
JurisdictionJACKSON NC
Township / Civil DivisionWEBSTER
Census Block Group2
Census Block2035
Census Tract950400

Owner

Source: Jackson County records · APN 7640-27-5620

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address40 GROVE RD, SYLVA, NC 28779-9547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
May 14, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleFeb 24, 2014 · Amount on Record
Deed SaleFeb 24, 2014 · Amount on Record
Prior SaleApr 20, 2006 · Amount on Record
Deed Document Number0002025206
Deed Book / Page2025 / 206
Record UpdatedJun 07, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address40 GROVE RD, SYLVA, NC 28779-9547
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023570748
DateJun 06, 2023
Book Page2357/748
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address40 GROVE RD, SYLVA, NC 28779-9547
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022380139
DateMay 14, 2019
Book Page2238/139
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 01, 2034

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
MunicipalityWebster Town
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$492.00$129,550 Land $25,200 Building $104,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims17 (1991–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: BalsamWest FiberNET. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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