40 Grove Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 40 Grove Ave, Westerly, RI 02891

Property Summary

Property TypeDuplex
Details6 bd · 4.5 ba · 2,532 sqft · built 1915
Lot Size0.126 acres (5,483 sqft)
OwnerCompany Name on Record
Last Sale$415,000 (Jun 2021)
Tax Bill$3,917 (2025)
Deeds & MortgagesDec 2025 Transfer
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:57 B:44

Property Details

APN / Parcel Number

Primary APNWEST M:57 B:44
Alternative APNs
  • M:057 B:44 L
  • 1153651

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Units2 Units
Stories2 Stories
Building Area2,532 sqft Living Area
Gross Area4,527 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialSlate
Lot Area5,483 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1153651
Street Address40 GROVE AVE
CityWESTERLY
StateRI
Zip02891-1805
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block44
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group4
Census Block4010
Census Tract50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wilcox Park Historic District
listed 1973 · 89 contributing resources · NRIS 73000011

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address40 GROVE AVE, WESTERLY, RI 02891-1805
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Quit Claim Deed, Transfer
Quitclaim
Jun 30, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleNov 16, 2015 · Amount on Record
Deed Book / Page2021 / 17027
Last Transfer DateNov 25, 2025
Transfer Doc2025-17457
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateDec 1, 2025
Property Address40 GROVE AVE, WESTERLY, RI 02891-1805
Document Number2025-17457
Book / Page2025 / 17457
Instrument DateNov 25, 2025
Instrument2025-4207
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJun 30, 2021
Property Address40 GROVE AVE, WESTERLY, RI 02891-1805
Document Number2021-17027
Book / Page2021 / 17027
Instrument DateJun 30, 2021
Instrument2021-3827
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 WILBERT WAY, NORTH KINGSTOWN, RI 02852-7320

Mortgage

Document Number0020213828
DateJun 30, 2021
Instrument2021-3828
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,917.00 (+8.11%)$503,500 (+41.19%) Land $149,000 Building $354,500$469,477
2023$3,623.00 (+0.58%)$356,600 (-) Land $106,400 Building $250,200
2022$3,602.00$356,600 Land $106,400 Building $250,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1982–2021)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Cox Communications
Cable
2,000 / 100
Breezeline
Cable
1,000 / 50
Verizon
Fiber · Fixed Wireless
980 / 880
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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