40 Greenstone Ter, Sutter Creek, CA 95685 Property Records

Amador County property record for 40 Greenstone Ter, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,539 sqft · built 1972
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Trust Names on File
Last Sale	$545,000 (Nov 2025)
Tax Bill	$5,446 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-190-011-000`

Property Details

APN / Parcel Number

Primary APN	`018-190-011-000`
Alternative APN	`1819001100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	40 GREENSTONE TER
City	SUTTER CREEK
State	CA
Zip	95685-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	12M83 POR SEC8 T6N R11E
Legal Range	11E
Legal Township	06N
Legal Section	08
Legal Subdivision	FAIRWAY PINES
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3026
Census Tract	401

Owner

40 Greenstone Ter is owner-occupied and held in a trust since November 2025.

Source: Amador County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	40 GREENSTONE TER, SUTTER CREEK, CA 95685-9558
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Nov 3, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/CA
Jul 24, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 12, 2018	Quit Claim Deed ATTORNEY ONLY
Dec 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Nov 3, 2020
Deed Document Number	20256831
Prior Transfer Date	May 22, 2018
Prior Transfer Doc	0000004314
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Nov 13, 2025
Property Address	40 GREENSTONE TER, SUTTER CREEK, CA 95685-9558
Document Number	0000006831
Instrument Date	Nov 4, 2025
Instrument	2025-0006831
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	WESTERN LAND TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	40 GREENSTONE TER, SUTTER CREEK, CA 95685-9558

Mortgage

Document Number	0000006832
Date	Nov 13, 2025
Instrument	2025-0006832

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0000006833
Date	Nov 13, 2025
Instrument	2025-0006833

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Nov 3, 2020
Property Address	40 GREENSTONE TER, SUTTER CREEK, CA 95685-9558
Document Number	0000009907
Instrument Date	Oct 21, 2020
Instrument	9907
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GREENSTONE TER SUTTER CREEK CA 956859558, SUTTER CREEK, CA 95685-9558

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jul 24, 2019
Property Address	40 GREENSTONE TER, SUTTER CREEK, CA 95685-9558
Document Number	0000005200
Instrument Date	Jul 16, 2019
Instrument	2019-0005200
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1634, SUTTER CREEK, CA 95685-1634

Mortgage

Document Number	0000005203
Date	Jul 24, 2019
Instrument	2019-0005203

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Jun 12, 2018
Property Address	40 GREENSTONE TER, SUTTER CREEK, CA 95685-9558
Document Number	0000004314
Instrument Date	May 22, 2018
Instrument	4314
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 GREENSTONE TER SUTTER CREEK CA 956859558, SUTTER CREEK, CA 95685-9558

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Dec 19, 2017
Property Address	40 GREENSTONE TER, SUTTER CREEK, CA 95685-9558
Document Number	0000009866
Instrument Date	Nov 14, 2017
Instrument	9866
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 GREENSTONE TER SUTTER CREEK CA 956859558, SUTTER CREEK, CA 95685-9558

Tax Assessment & Valuation

The 2025 property tax bill for 40 Greenstone Ter was $5,446.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,000 (-0.13%) Land $80,000 Building $465,000
2025	$5,446.00 Homeowner's exemption	$545,724 Land $71,084 Building $474,640
2024			$591,120
2023	$5,237.00 (+1.93%) Homeowner's exemption	$524,535 Land $68,325 Building $456,210
2022	$5,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Greenstone Ter in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Greenstone Ter is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cal.net.

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