40 Granite Ridge Rd, Redding, CT 06896 Property Records

Redding Town property record for 40 Granite Ridge Rd, Redding, CT 06896

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 1968
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Nov 1998)
Tax Bill	$11,292 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`REDD M:28 L:21`

Property Details

APN / Parcel Number

Primary APN	`REDD M:28 L:21`
Alternative APNs	`00250200` `250200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	3,775 sqft
1st Floor Area	1,280 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	250200
Street Address	40 GRANITE RIDGE RD
City	REDDING
State	CT
Zip	06896-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	21
Jurisdiction	REDDING CT
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2000
Census Tract	240100

Owner

40 Granite Ridge Rd is owned and occupied by two individuals who acquired it in January 2021.

Source: Redding Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 GRANITE RIDGE RD, REDDING, CT 06896-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Jan 14, 2021	Deed of Trust, Mortgage · Balloon Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 14, 2021	Quit Claim Deed, Transfer · Balloon Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 18, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 1998 · Amount on File
Deed Sale	Nov 25, 1998 · Amount on File
Deed Book / Page	224 / 544
Last Transfer Date	Jan 5, 2021
Transfer Doc	428-927
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	40 GRANITE RIDGE RD, REDDING, CT 06896-2217
Transaction Type	Mortgage
Record Updated	Feb 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000450-595
Date	Jan 30, 2025
Book Page	450/595

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2045

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	40 GRANITE RIDGE RD, REDDING, CT 06896-2217
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000428-929
Date	Jan 14, 2021
Book Page	428/929

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	REDDING CT
Recording Date	Jan 14, 2021
Property Address	40 GRANITE RIDGE RD, REDDING, CT 06896-2217
Document Number	428-927
Book / Page	428 / 927
Instrument Date	Jan 5, 2021
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GRANITE RIDGE RD, RIDGE RD, CT

Mortgage

Document Number	428-929
Date	Jan 14, 2021
Book Page	428/929

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	REDDING CT
Recording Date	Nov 18, 2019
Property Address	40 GRANITE RIDGE RD, REDDING, CT 06896-2217
Document Number	420-401
Book / Page	000420 / 000401
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GRANITE RIDGE RD REDDING CT 068962217, REDDING, CT 06896-2217

Mortgage

Document Number	420-403
Date	Nov 18, 2019
Book Page	000420/000403

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 40 Granite Ridge Rd was $11,292, up 3.1% from the year before.

Source: Redding Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Redding Town
Elementary School District	Redding School District (PK - 08)
Secondary School District	Regional School District 09 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,292.00 (+3.14%)	$370,600 (-) Land $154,000 Building $216,600	$1,068,269 (+311.79%)
2025	$10,948.00	$370,600 Land $154,000 Building $216,600	$259,420 Land $107,800 Building $151,620
2024	$10,948.00 (+6.68%)
2023	$10,262.00 (+0.13%)	$370,600 (+20.56%) Land $154,000 Building $216,600
2022	$10,249.00	$307,400 Land $158,800 Building $148,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Granite Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Granite Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G (outdoors only) and 4G LTE

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