Campbell County property record for 40 Glenridge Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,712 sqft · built 1997 |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Dec 2024) |
| Tax Bill | $4,914 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-158.64 |
| Primary APN | 999-99-18-158.64 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,712 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Dimensions | 206 ft deep x 35 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918158.64 |
|---|---|
| Street Address | 40 GLENRIDGE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70 SEC 4 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 4 |
| Legal Lot Number | 70 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
40 Glenridge Dr is owned and occupied by an individual who bought it in December 2024.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 GLENRIDGE DR, COLD SPRING, KY 41076-9087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Feb 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on File |
| Deed Sale | Dec 27, 2024 · Amount on File |
| Prior Sale | Feb 4, 2019 · Amount on File |
| Deed Document Number | 0000370329 |
| Deed Book / Page | 370 / 329 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 40 GLENRIDGE DR, COLD SPRING, KY 41076-9087 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005122673 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | M1026/748 |
| Instrument | 5122673 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Feb 4, 2019 |
| Property Address | 40 GLENRIDGE DR, COLD SPRING, KY 41076-9087 |
| Document Number | 0005086786 |
| Book / Page | D332 / 844 |
| Map Reference | SL 146-A |
| Instrument Date | Jan 22, 2019 |
| Instrument | 5086786 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | ABSOLUTE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1372 OSPREY CT, 1372, ALEXANDRIA, KY 41001-8534 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 40 GLENRIDGE DR, COLD SPRING, KY 41076-9087 |
| Document Number | 0005086788 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 5086788 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 40 Glenridge Dr was $4,914.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,914.00 | $405,500 Land $60,000 Building $345,500 | $405,500 Land $60,000 Building $345,500 |
| 2023 | $4,865.00 (+20.87%) | $405,500 (+25.93%) Land $60,000 Building $345,500 | $405,500 (+25.93%) Land $60,000 Building $345,500 |
| 2022 | $4,025.00 | $322,000 Land $25,000 Building $297,000 | $322,000 Land $25,000 Building $297,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Glenridge Dr in Zone X, an area of minimal flood risk, though there have been 140 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Glenridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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