40 Glen Ter, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 40 Glen Ter, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,818 sqft · built 1953
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Aug 2018)
Tax Bill	$1,274 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422289 22.7-1-3`

Property Details

APN / Parcel Number

Primary APN	`422289 22.7-1-3`
Alternative APNs	`228902200700010030000000` `B09917`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,220 sqft
Upper Floors Area	286 sqft
Basement Area	312 sqft
Finished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	B09917
Street Address	40 GLEN TER
City	SCHENECTADY
State	NY
Zip	12302-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	FOREST HILLS MAYFAIR-L 22 HLG
Legal Subdivision	FOREST HILLS MAYFAIR SECTION II
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	3
Census Block	3010
Census Tract	32503

Owner

40 Glen Ter is owned and occupied by an individual who bought it in August 2018.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	40 GLEN TER, SCHENECTADY, NY 12302-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 14, 2018	Deed, Transfer · VA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Deed Document Number	201836083
Deed Book / Page	1993 / 679
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 30, 2026
Property Address	40 GLEN TER, SCHENECTADY, NY 12302-4330
Document Number	0000010080
Instrument Date	Apr 21, 2026
Instrument	202610080
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010080,
Date	Apr 30, 2026
Instrument	202610080

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 14, 2018
Property Address	40 GLEN TER, GLENVILLE, NY 12302-4330
Document Number	0000036083
Book / Page	1993 / 679
Instrument Date	Aug 1, 2018
Instrument	201836083
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 GLEN TER, 40, SCHENECTADY, NY 12302-4330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 ST STEPHENS LN N, GLENVILLE, NY 12302-4338

Mortgage

Document Number	0000036085
Date	Aug 14, 2018
Instrument	201836085

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 40 Glen Ter was $1,274 with exemptions applied, up 7% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,274.00 (+6.97%) Disabled Person's exemption Veteran's exemption
2025	$1,191.00	$189,900 Land $31,100 Building $158,800	$345,273 Land $56,545 Building $288,728
2023		$189,900 Land $31,100 Building $158,800	$279,265 Land $45,735 Building $233,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Glen Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Glen Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENVILLE WD #11 serves 15,000 people · EPA ID NY4600091
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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