Fairfield County property record for 40 Ginder Rd NW, Lancaster, OH 43130
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,600 (Aug 1986) |
| Tax Bill | $462 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-80214-100 |
| Primary APN | 02-80214-100 |
|---|---|
| Alternative APN |
|
| Lot Area | 40,511 sqft (0.93 acres) |
|---|---|
| View / Lot | Flood Plain |
| Heating Fuel | Wood |
|---|
| Street Address | 40 GINDER RD NE |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-9191 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | WENDY ACRES SUB LOT 1 |
| Legal Subdivision | WENDY ACRES SUB |
| Legal Lot Number | 1 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | PLEASANT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 31000 |
40 Ginder Rd NW, residential vacant land, is owned and occupied by two individuals who acquired it in March 2007.
Source: Fairfield County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 GINDER RD NE, LANCASTER, OH 43130-9191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL NW BANK |
| May 4, 2021 | Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1986 · Amount on File |
| Deed Sale | Aug 1, 1986 · Amount on File |
| Last Transfer Date | Mar 30, 2007 |
| Transfer Doc | 0000007561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Oct 6, 2026 |
| Property Address | 40 GINDER RD NE, LANCASTER, OH 43130-9191 |
| Document Number | 0000017749 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202617749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 40 GINDER RD NE, LANCASTER, OH 43130-9191 |
| Document Number | 0000017749, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 202617749 |
| Name | FIRST FINANCIAL NW BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 10, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 40 GINDER RD NW, LANCASTER, OH 43130-9121 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000011671 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 202100011671 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 3, 2041 |
The 2025 property tax bill for 40 Ginder Rd NW was $462.
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| County Subdivision | Pleasant Township |
| Unified School District | Fairfield Union Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $462.00 | $6,350 Land $6,350 | $18,140 Land $18,140 |
| 2023 | $138.00 | $3,510 (-) Land $3,510 | |
| 2022 | $3,510 Land $3,510 | $10,040 Land $10,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Ginder Rd NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Ginder Rd NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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