40 Gill Rd, Bernardston, MA 01337 Property Records

Franklin County and Bernardston Town property record for 40 Gill Rd, Bernardston, MA 01337

Property Summary

Property Type	Single Family Home
Details	8 bd · 2.5 ba · 2,104 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Dec 2019)
Tax Bill	$5,983 (2025)
Deeds & Mortgages	Sep 2023 Refinance Dec 2019 Sale & Mortgage
APN	`290080000500015`

Property Details

APN / Parcel Number

Primary APN	`290080000500015`
Alternative APN	`BERN M:0080 B:0005 L:00015`

Interior

Bedrooms	8 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	2,104 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	290080000500015
Street Address	40 GILL RD
City	BERNARDSTON
State	MA
Zip	01337-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	5
Legal Lot Number	15
Jurisdiction	BERNARDSTON MA
Township / Civil Division	BERNARDSTON
Census Block Group	2
Census Block	2010
Census Tract	40200

Owner

Source: Franklin County and Bernardston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 GILL RD, BERNARDSTON, MA 01337-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD SAVINGS BANK
Dec 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Apr 1, 2014 · Amount on Record
Deed Document Number	201914004
Deed Book / Page	7476 / 159
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	7476-159
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNARDSTON MA
Property Address	40 GILL RD, BERNARDSTON, MA 01337-9626
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008213-332
Date	Sep 5, 2023
Book Page	8213/332
Instrument	7593

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2033

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERNARDSTON MA
Recording Date	Dec 27, 2019
Property Address	40 GILL RD, BERNARDSTON, MA 01337-9626
Document Number	7476-159
Book / Page	7476 / 159
Instrument Date	Dec 2, 2019
Instrument	14004
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 JAMES ST, GREENFIELD, MA 01301-3607

Mortgage

Document Number	14005
Date	Dec 27, 2019
Instrument	14005

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County and Bernardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Bernardston Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,983.00 (-2.84%)	$419,300 (+8.88%) Land $56,400 Building $362,900	$479,871 (+2.15%)
2024			$469,775
2023	$6,158.00	$385,100 Land $50,000 Building $335,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERNARDSTON FIRE WATER DIST serves 1,471 people · EPA ID MA1029000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jun 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gill Rd

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