40 General Eddy Trl, Tryon, NC 28782 Property Records

Polk County property record for 40 General Eddy Trl, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1987
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Jul 2008)
Tax Bill	$1,514 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P75-98`

Property Details

APN / Parcel Number

Primary APN	`P75-98`
Alternative APN	`57203`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,384 sqft Finished Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57203
Street Address	40 GENERAL EDDY TRL
City	TRYON
State	NC
Zip	28782-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	LOT 16, 0W02 WESTMORELAND PLANTATION
Legal Subdivision	WESTMORELAND PLANTATION
Legal Lot Number	16
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1024
Census Tract	920104

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 GENERAL EDDY TRL, TRYON, NC 28782-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 19, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2008 · Amount on Record
Deed Sale	Jul 31, 2008 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Book / Page	366 / 2096
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Jul 23, 2026
Property Address	40 GENERAL EDDY TRL, TRYON, NC 28782-9658
Document Number	0501000581
Book / Page	501 / 581
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GENERAL EDDY TRL, TRYON, NC 28782-9658

Mortgage

Document Number	0501000581,
Date	Jul 23, 2026
Book Page	501/581

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 14, 2051

Interest

Rate	6.52%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	40 GENERAL EDDY TRL, TRYON, NC 28782-9658
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GENERAL EDDY TRL, TRYON, NC 28782-9658

Mortgage

Document Number	000483/325
Date	Jan 29, 2024
Book Page	483/325

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 19, 2019
Property Address	40 GENERAL EDDY TRL, TRYON, NC 28782-9658
Document Number	00441/2352
Book / Page	441 / 2352
Instrument Date	Jul 9, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GENERAL EDDY TRL, TRYON, NC 28782-9658

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,514.00	$289,776 (-) Land $60,075 Building $229,701	$289,776 (-) Land $60,075 Building $229,701
2025	$1,514.00 (+0.13%)	$289,776 (+21.98%) Land $60,075 Building $229,701	$289,776 (+21.98%) Land $60,075 Building $229,701
2023	$1,512.00	$237,561 Land $60,075 Building $177,486
2021			$237,561 Land $60,075 Building $177,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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