Middlesex County and Framingham City property record for 40 Gates St, Framingham, MA 01702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,004 sqft · built 1947 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Apr 2007) |
| Tax Bill | $6,046 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-31-4934 |
| Primary APN | 107-31-4934 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| Gross Area | 1,248 sqft |
| 1st Floor Area | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 18003 |
|---|---|
| Street Address | 40 GATES ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01702-5504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 31 |
| Legal Lot Number | 4934 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 384003 |
40 Gates St is owned and occupied by an individual who bought it in April 2007.
Source: Middlesex County and Framingham City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 GATES ST, FRAMINGHAM, MA 01702-5504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) METROWEST COMMUNITY FEDERAL CU |
| Apr 17, 2019 | Deed of Trust, Mortgage · ARM MUTUALONE BANK |
| Apr 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2007 · Amount on File |
| Deed Sale | Apr 27, 2007 · Amount on File |
| Prior Sale | Apr 27, 2007 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 40 GATES ST, FRAMINGHAM, MA 01702-5504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 082141-463 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 82141/463 |
| Instrument | 122183 |
| Name | METROWEST COMMUNITY FEDERAL CU |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 40 GATES ST, FRAMINGHAM, MA 01702-5504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72467-95 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 72467/95 |
| Instrument | 47492 |
| Name | MUTUALONE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 40 GATES ST, FRAMINGHAM, MA 01702-5504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72467-115 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 72467/115 |
| Instrument | 47493 |
| Name | MUTUALONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2039 |
The 2026 property tax bill for 40 Gates St was $6,046, up 3.5% from the year before.
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,046.00 (+3.53%) | $511,100 (+4.5%) Land $325,700 Building $185,400 | $518,894 (-6.79%) |
| 2025 | $5,840.00 (+6.49%) | $489,100 (+11.13%) Land $310,200 Building $178,900 | $556,700 (+7.15%) |
| 2024 | $5,484.00 (+3.63%) | $440,100 (+8.85%) Land $276,200 Building $163,900 | $519,555 |
| 2023 | $5,292.00 | $404,300 Land $254,500 Building $149,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Gates St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Gates St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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