Catoosa County property record for 40 Garden Ter, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,448 sqft · built 2013 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,387 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 38M03600B |
| Primary APN | 38M03600B |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,448 sqft Heated Area |
| 1st Floor Area | 1,448 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stone |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 172 ft deep x 47 ft wide |
| Garage Area | 436 sqft |
| Porch | Open Porch |
| Porch Area | 223 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28244 |
|---|---|
| Street Address | 40 GARDEN TER |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-0200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RTZ |
| Legal Description | LOT 36B THE HIGHLANDS PHASE 3A |
| Legal Subdivision | THE HIGHLANDS |
| Legal Phase | 3A |
| Legal Lot Number | 36B |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30306 |
40 Garden Ter is owned and occupied by two individuals who acquired it in October 2014.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 GARDEN TER, RINGGOLD, GA 30736-0200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2014 |
| Deed Sale | Oct 28, 2014 |
| Deed Document Number | 0001747313 |
| Deed Book / Page | 1747 / 313 |
| Prior Transfer Date | Oct 27, 2014 |
| Prior Transfer Doc | 2014-002081 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 40 Garden Ter was $2,387.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,387.00 | $125,731 Land $12,000 Building $113,731 | $314,328 Land $30,000 Building $284,328 |
| 2023 | $2,251.00 (+27.54%) | $100,546 Land $12,000 Building $88,546 | $251,364 Land $30,000 Building $221,364 |
| 2022 | $1,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Garden Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Garden Ter is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber · DSL in parts of the area | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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