40 Garden St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 40 Garden St, Poughkeepsie, NY 12601

Property Summary

Property Type	Commercial Office
Details	24,960 sqft · built 1978
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on Record
Last Sale	$1,175,000 (Dec 2011)
Tax Bill	$74,265 (2025)
Deeds & Mortgages	Jun 2022 Refinance Jun 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6162-69-084135-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6162-69-084135-0000`
Alternative APNs	`130000616200690841350000` `131300 6.162-69-84.135` `339170`

Interior

Stories	5 Stories
Building Area	24,960 sqft Gross Area
Basement Area	5,972 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	269 ft deep x 228 ft wide
View / Lot	Commercial
Canopy	885 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	339170
Street Address	40 GARDEN ST
City	POUGHKEEPSIE
State	NY
Zip	12601-3131
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	C-2
Legal Description	0.68 AC (C) 1471 0514 1451 0789
Legal Block	69
Legal Lot Number	84
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3002
Census Tract	221100

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	278 MILL ST, 100, POUGHKEEPSIE, NY 12601-3112
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Dec 6, 2019	Deed of Trust, Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2011 · Amount on Record
Deed Sale	Dec 7, 2011 · Amount on Record
Prior Sale	Jul 14, 2011 · Amount on Record
Deed Book / Page	22011 / 5743
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	40 GARDEN ST, POUGHKEEPSIE, NY 12601-3131
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053134
Date	Jun 1, 2022
Instrument	53134

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	40 GARDEN ST, POUGHKEEPSIE, NY 12601-3131
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053133
Date	Jun 1, 2022
Instrument	53133

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	40 GARDEN ST, POUGHKEEPSIE, NY 12601-3131
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053135
Date	Jun 1, 2022
Instrument	53135

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	278 MILL ST, POUGHKEEPSIE, NY 12601-3112
Document Number	0000006804
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	278 MILL ST #100 POUGHKEEPSIE NY 126013112, 100, POUGHKEEPSIE, NY 12601-3112

Mortgage

Document Number	0000006804
Date	Dec 16, 2019
Instrument	6804

Lender

Name	M&T BK
Type	Bank
Address	1 M AND T PLZ, BUFFALO, NY 14203-2309

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$74,265.00	$2,231,400 (+7.12%) Land $132,000 Building $2,099,400	$2,231,400 (+7.12%) Land $132,000 Building $2,099,400
2023		$2,083,100 (+1%) Land $132,000 Building $1,951,100	$2,083,100 (+1%) Land $132,000 Building $1,951,100
2022		$1,893,700 Land $120,000 Building $1,773,700	$1,893,700 Land $120,000 Building $1,773,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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