40 Gale Dr, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 40 Gale Dr, Valley Stream, NY 11581

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,668 sqft · built 1966
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$16,735 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`39-621-00-0021`

Property Details

APN / Parcel Number

Primary APN	`39-621-00-0021`
Alternative APNs	`2035-39-621-00-0021-0` `39621000021000000000` `282035 39.-621-21` `39621 00210`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,668 sqft Living Area
Gross Area	3,151 sqft
1st Floor Area	1,137 sqft
Basement Area	105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	336 sqft
Porch	Open Frame Porch
Porch Area	40 sqft
Balcony Area	38 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39621 00210
Street Address	40 GALE DR
City	VALLEY STREAM
State	NY
Zip	11581-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 014
Legal Block	621
Legal Lot Number	21
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2020
Census Tract	410800

Owner

40 Gale Dr is owned and occupied by two individuals.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 GALE DR, VALLEY STREAM, NY 11581-3623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	40 GALE DR, VALLEY STREAM, NY 11581-3623
Document Number	0433500943
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 GALE DR VALLEY STREAM NY 115813623, VALLEY STREAM, NY 11581-3623

Mortgage

Document Number	0433500943
Date	Mar 20, 2019
Book Page	043350/000943
Instrument	24467

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 40 Gale Dr was $16,735 with exemptions applied.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Valley Stream Village
Unified School District	Hewlett-Woodmere Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750 Land $276 Building $474	$750,000
2025	$16,735.00
2023	$16,504.00 Homeowner's exemption Senior Citizen's exemption	$755 Land $278 Building $477	$755,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Gale Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 152 policies
Nearby Flood Policies	152 in force
Nearby Flood Claims	115 (1979–2023)
Claims Outside the SFHA	42 of 115
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 11 claims Hurricane Sandy, Oct 2012 · 38 claims Hurricane Irene, Aug 2011 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Gale Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20