40 Front Ridge Rd, Penobscot, ME 04476 Property Records

Hancock County and Penobscot Town property record for 40 Front Ridge Rd, Penobscot, ME 04476

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,412 sqft
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on File
Tax Bill$2,623 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNPNBS M:20 L:11

Property Details

APN / Parcel Number

Primary APNPNBS M:20 L:11
Alternative APN
  • 657

Interior

Full Baths2 Baths
Building Area1,412 sqft Living Area
1st Floor Area728 sqft

Exterior

Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area74,052 sqft (1.7 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number657
Street Address40 FRONT RIDGE RD
CityPENOBSCOT
StateME
Zip04476-3216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number11
JurisdictionPENOBSCOT ME
Township / Civil DivisionPENOBSCOT
Census Block Group1
Census Block1007
Census Tract966400

Owner

40 Front Ridge Rd is owned and occupied by an individual.

Source: Hancock County and Penobscot Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address40 FRONT RIDGE RD, PENOBSCOT, ME 04476-3216
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENOBSCOT ME
Property Address40 FRONT RIDGE RD, PENOBSCOT, ME 04476-3216
Transaction TypeMortgage
Record UpdatedMay 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072620830
DateApr 12, 2023
Book Page7262/830
Instrument2023003562
Lender
NameMACHIAS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Front Ridge Rd was $2,623.

Source: Hancock County and Penobscot Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionPenobscot Town
Unified School DistrictPenobscot (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,623.00$275,800 Land $52,900 Building $222,900
2023$2,296.00 (+5.32%)$219,700 (+14.91%) Land $42,100 Building $177,600
2022$2,180.00$191,200 Land $36,600 Building $154,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Front Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Front Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Front Ridge Rd

Nearby Streets

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