Morris County and Dover Town property record for 40 Fred Ter, Dover, NJ 07801
| Property Type | Single Family Home |
|---|---|
| Details | 912 sqft · built 1955 |
| Lot Size | 0.161 acres (7,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Mar 2022) |
| Tax Bill | $6,176 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| APN | 09-01007-0000-00020 |
| Primary APN | 09-01007-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 7,022 sqft (0.161 acres) |
| Lot Dimensions | 117 ft deep x 60 ft wide |
| Account Number | 1156 |
|---|---|
| Street Address | 40 FRED TER |
| City | DOVER |
| State | NJ |
| Zip | 07801-4816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | DOVER ESTATES |
| Legal Block | 1007 |
| Legal Lot Number | 20 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 44900 |
Source: Morris County and Dover Town records · APN 09-01007-0000-00020
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 FRED TER, DOVER, NJ 07801-4816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Sep 04, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on Record |
| Deed Sale | Mar 16, 2022 · Amount on Record |
| Prior Sale | Aug 02, 2016 · Amount on Record |
| Deed Document Number | 202220117 |
| Deed Book / Page | 24368 / 622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 16, 2022 |
| Property Address | 40 FRED TER, DOVER, NJ 07801-4816 |
| Document Number | 0243680622 |
| Book / Page | 24368 / 622 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2022020117 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Title Company | ATLAS TITLE, PALAIS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,023.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1854 WILSON WYND WAY, 1854, LAWRENCEVILLE, GA 30043-6058 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 40 FRED TER, DOVER, NJ 07801-4816 |
| Document Number | 2022020118 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022020118 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 40 FRED TER, DOVER, NJ 07801-4816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 40 FRED TER, DOVER, NJ 07801-4816 |
| Document Number | 0238661733 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 23866/1733 |
| Instrument | 2020061194 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 40 FRED TER, DOVER, NJ 07801-4816 |
| Document Number | 0232501002 |
| Book / Page | 023250 / 001002 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | FIRST AMERICAN TITLE INC COMPANY |
| Name | Verified Name |
|---|---|
| Address | 40 FRED TER DOVER NJ 078014816, DOVER, NJ 07801-4816 |
| Document Number | 0232501002 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 023250/001002 |
| Instrument | 71749 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Morris County and Dover Town records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Dover Town |
| Unified School District | Dover Town School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,700 (-) Land $86,900 Building $101,800 | $188,700 (-) Land $86,900 Building $101,800 | |
| 2025 | $188,700 (-) Land $86,900 Building $101,800 | $188,700 (-) Land $86,900 Building $101,800 | |
| 2024 | $6,176.00 (+10.74%) | ||
| 2023 | $188,700 Land $86,900 Building $101,800 | $188,700 Land $86,900 Building $101,800 | |
| 2022 | $5,577.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Based on FCC filings for 505 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DOVER WATER COMMISSION serves 27,806 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 94 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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