40 Franklin St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 40 Franklin St, Westfield, MA 01085

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,426 sqft · built 1910
Lot Size0.231 acres (10,043 sqft)
OwnerIndividual Name on File
Last Sale$193,319 (Feb 2004)
Tax Bill$4,212 (2026)
Flood ZoneZone X (moderate risk)
APNWFLD M:55 L:104

Property Details

APN / Parcel Number

Primary APNWFLD M:55 L:104
Alternative APN
  • M:329055 B:00104 L:00000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Units3 Units
Stories2 Stories
Building Area2,426 sqft Living Area
Gross Area4,080 sqft
Basement Area1,266 sqft
Unfinished Basement1,266 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialStucco
Construction TypeBrick
Roof TypeGable
Roof MaterialSlate
Lot Area10,043 sqft (0.231 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address40 FRANKLIN ST
CityWESTFIELD
StateMA
Zip01085-2282
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeBA
Legal Lot Number104
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group2
Census Block2007
Census Tract812702

Owner

40 Franklin St, a triplex, is owned by an individual who bought it in February 2004.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4 MAIN ST, 3, WESTFIELD, MA 01085-3150
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2004 · Amount on File
Deed SaleFeb 24, 2004 · Amount on File
Prior SaleJan 8, 1991 · Amount on File
Deed Document Number200411415
Deed Book / Page13970 / 249
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 40 Franklin St was $4,212, up 8.9% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,212.00 (+8.95%)$282,100 (+10.76%) Land $75,700 Building $206,400
2025$3,866.00$254,700 Land $77,900 Building $176,800
2023$3,751.00$220,900 Land $67,500 Building $153,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Franklin St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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