Norfolk County and Needham Town property record for 40 Franklin St, Needham Heights, MA 02494
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 29,909 sqft |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Company Name on Record |
| Last Sale | $5,725,000 (Feb 2026) |
| Tax Bill | $84,803 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NEED M:075.0 B:0003 L:0000.0 |
| Primary APN | NEED M:075.0 B:0003 L:0000.0 |
|---|
| Building Area | 29,909 sqft Gross Area |
|---|
| Lot Area | 32,670 sqft (0.75 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Street Address | 40 FRANKLIN ST |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-2908 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | M128 |
| Legal Block | 3 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 403501 |
Source: Norfolk County and Needham Town records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 220 RESERVOIR ST, 3, NEEDHAM HEIGHTS, MA 02494-3133 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust DEDHAM INSTITUTION FOR SAVINGS |
| Feb 19, 2026 | Quit Claim Deed, Transfer DEDHAM INSTITUTION FOR SAVINGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Deed Document Number | 20261566263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jul 10, 2026 |
| Property Address | 40 FRANKLIN ST, NEEDHAM HEIGHTS, MA 02494-2908 |
| Document Number | 0001573168 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20261573168 |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001573168, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20261573168 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Feb 19, 2026 |
| Property Address | 40 FRANKLIN ST, NEEDHAM, MA 02494-2908 |
| Document Number | 0001566263 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 1566263 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 RESERVOIR ST #3 # 3, 3, NEEDHAM, MA 02494-3133 |
| Document Number | 0001566265 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 1566265 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $84,803.00 (+32.06%) | $4,055,600 (+58.32%) Land $1,951,800 Building $2,103,800 |
| 2023 | $2,561,700 Land $1,951,800 Building $609,900 | |
| 2022 | $64,214.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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