40 Franklin Pl, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 40 Franklin Pl, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,053 sqft · built 1862
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Trust Names on File
Last Sale	$1,225,000 (Apr 2026)
Tax Bill	$17,007 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04011-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`13-04011-0000-00014`
Alternative APN	`130401100014`

Interior

Stories	2 Stories
Building Area	2,053 sqft Living Area

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130401100014
Street Address	40 FRANKLIN PL
City	MONTCLAIR
State	NJ
Zip	07042-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	12001SF
Legal Block	4011
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1007
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District (Boundary Increase) listed 1988 · 510 contributing resources · NRIS 88002155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

40 Franklin Pl is owner-occupied and held in a trust since April 2026.

Source: Essex County and Montclair Township records, as of July 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	40 FRANKLIN PL, MONTCLAIR, NJ 07042-4442
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 16, 2026	Deed, Transfer · Conventional Mortgage EIT TITLE, ELITE TITLE
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Aug 7, 2008 · Amount on File
Deed Document Number	202625283
Prior Transfer Date	Sep 22, 1992
Prior Transfer Doc	5256000685
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 FRANKLIN PL, MONTCLAIR, NJ 07042-4442
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058182
Date	Sep 27, 2023
Instrument	2023058182

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 16, 2026
Property Address	40 FRANKLIN PL, MONTCLAIR, NJ 07042-4442
Document Number	0000025283
Instrument Date	Apr 8, 2026
Instrument	2026.25283
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	EIT TITLE, ELITE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	40 FRANKLIN PL, MONTCLAIR, NJ 07042-4442

Mortgage

Document Number	0000025284,
Date	Apr 16, 2026
Instrument	2026.25284

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 FRANKLIN PL, MONTCLAIR, NJ 07042-4442
Document Number	0000096564
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 FRANKLIN PL MONTCLAIR NJ 070424442, MONTCLAIR, NJ 07042-4442

Mortgage

Document Number	0000096564
Date	Oct 1, 2020
Instrument	96564

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 30, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 FRANKLIN PL, MONTCLAIR, NJ 07042-4442
Document Number	0000106477
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 FRANKLIN PL MONTCLAIR NJ 070424442, MONTCLAIR, NJ 07042-4442

Mortgage

Document Number	0000106477
Date	Dec 7, 2017
Instrument	106477

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Franklin Pl was $17,007, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,700 (-) Land $210,000 Building $273,700	$483,700 (-) Land $210,000 Building $273,700
2025	$17,007.00 (+3.32%)	$483,700 Land $210,000 Building $273,700	$483,700 Land $210,000 Building $273,700
2024	$16,460.00
2023		$483,700 Land $210,000 Building $273,700	$483,700 Land $210,000 Building $273,700
2022	$15,904.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Franklin Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Franklin Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Franklin Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures