40 Franklin Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 40 Franklin Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,014 sqft · built 1986
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100,000 (Jun 2022)
Tax Bill	$16,354 (2025)
Deeds & Mortgages	Jun 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`551400 146-18-2-5-1`

Property Details

APN / Parcel Number

Primary APN	`551400 146-18-2-5-1`
Alternative APN	`140014601800020050010000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,014 sqft Living Area
1st Floor Area	1,650 sqft
2nd Floor Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	40 FRANKLIN AVE
City	RYE
State	NY
Zip	10580-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	2
Legal Lot Number	5.001
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2011
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 FRANKLIN AVE, RYE, NY 10580-2546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Deed Document Number	20223471
Record Updated	Sep 20, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 9, 2022
Property Address	40 FRANKLIN AVE, RYE, NY 10580-2546
Document Number	0621403471
Map Reference	MAP 3378
Instrument Date	May 24, 2022
Instrument	621403471
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	NEW WAY ABSTRACT CORPORATION, NEW WAY ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 FRANKLIN AVE, 40, RYE, NY 10580-2546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E 19TH ST APT 11C, 11C, NEW YORK, NY 10003-2653

Mortgage

Document Number	0621603048
Date	Jun 9, 2022
Instrument	621603048

Lender

Name	THE FIRST NATIONAL BANK OF LONG ISL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Min Rate At Change	3.62%
Max Rate At Change	9.62%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,354.00	$30,150 (-) Land $6,800 Building $23,350	$2,555,085 (+6.78%) Land $576,271 Building $1,978,814
2024		$30,150 (-) Land $6,800 Building $23,350	$2,392,858 (+2.38%) Land $539,683 Building $1,853,175
2023		$30,150 Land $6,800 Building $23,350	$2,337,210 Land $527,132 Building $1,810,078

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	29 of 50
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880