Bergen County and Upper Saddle River Borough property record for 40 Fox Hill Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 1,532 sqft · built 2025 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,750,000 (Mar 2025) |
| Tax Bill | $12,608 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00303-0000-00006 |
| Primary APN | 63-00303-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 035500 |
|---|---|
| Street Address | 40 FOX HILL RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | FOX HILL SEC II |
| Legal Block | 303 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Jan 16, 2024 | Deed, Construction Loan · Construction Mortgage BUILDERS TRUST CAPITAL LLC |
| Sep 29, 2022 | Deed, Construction Loan · Construction Mortgage WISDOM FUNDING USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on Record |
| Deed Sale | Mar 7, 2025 · Amount on Record |
| Prior Sale | Jan 16, 2024 · Amount on Record |
| Deed Document Number | 202516340 |
| Deed Book / Page | 5446 / 262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 8, 2026 |
| Property Address | 40 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1337 |
| Document Number | 0000062052 |
| Book / Page | 5893 / 30 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202662052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 40 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1337 |
| Document Number | 0000062052, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 5893/30 |
| Instrument | 202662052 |
| Name | KEYBANK USA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 14, 2026 |
| Property Address | 40 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1337 |
| Document Number | 0000024823 |
| Book / Page | 5772 / 469 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202624823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 40 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1337 |
| Document Number | 0057720469, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 5772/469 |
| Instrument | 202624823 |
| Name | KEYBANK USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 16, 2024 |
| Property Address | 40 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1337 |
| Document Number | 0051591127 |
| Book / Page | 5159 / 1127 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2024002959 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 12, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 CLEVELAND AVE, RIVER VALE, NJ 07675-5602 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 127, MANALAPAN, NJ 07726-0127 |
| Document Number | 2024002960 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 2024002960 |
| Name | BUILDERS TRUST CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Jul 1, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 29, 2022 |
| Property Address | 40 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1337 |
| Document Number | 0048221751 |
| Book / Page | 4822 / 1751 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022095671 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 12, 2024 |
| Title Company | FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,616.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3191 KIMBERWICKE AVE, THE VILLAGES, FL 32163-2336 |
| Name | Verified Name |
|---|---|
| Address | 40 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1337 |
| Document Number | 2022095672 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022095672 |
| Name | WISDOM FUNDING USA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,901,900 (+290.69%) Land $334,400 Building $1,567,500 | $1,901,900 (+290.69%) Land $334,400 Building $1,567,500 | |
| 2025 | $12,608.00 (+1.73%) | $486,800 (-) Land $334,400 Building $152,400 | $486,800 (-) Land $334,400 Building $152,400 |
| 2024 | $12,394.00 | ||
| 2023 | $486,800 (-) Land $334,400 Building $152,400 | $486,800 (-) Land $334,400 Building $152,400 | |
| 2022 | Disabled Person's exemption Veteran's exemption | $486,800 Land $334,400 Building $152,400 | $486,800 Land $334,400 Building $152,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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