Transylvania County property record for 40 Fortune Ln, Brevard, NC 28712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,909 sqft · built 2006 |
| Lot Size | 0.12 acres (5,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Aug 2023) |
| Tax Bill | $2,466 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8586-31-7430-000 |
| Primary APN | 8586-31-7430-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,909 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Shingles |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 5,040 sqft (0.12 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70589000 |
|---|---|
| Street Address | 40 FORTUNE LN |
| City | BREVARD |
| State | NC |
| Zip | 28712-4497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | FORTUNE LANE PH-1 L-6 |
| Legal Subdivision | FORTUNE SQUARE |
| Legal Phase | 1 |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | BREVARD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960202 |
40 Fortune Ln is owned and occupied by an individual who bought it in August 2023.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 FORTUNE LN, BREVARD, NC 28712-4497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on File |
| Deed Sale | Aug 29, 2023 · Amount on File |
| Prior Sale | Aug 21, 2007 · Amount on File |
| Deed Document Number | 20234244 |
| Deed Book / Page | 1089 / 621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 40 FORTUNE LN, BREVARD, NC 28712-4497 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 40 FORTUNE LN, BREVARD, NC 28712-4497 |
| Document Number | 0011740753 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | 1174/753 |
| Instrument | 2026000078 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Aug 29, 2023 |
| Property Address | 40 FORTUNE LN, BREVARD, NC 28712-4497 |
| Document Number | 0010890621 |
| Book / Page | 1089 / 621 |
| Map Reference | MB 343 PG 573 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023004244 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 TOWNE PLACE DR # DR100, DR100, HENDERSONVILLE, NC 28792-5889 |
| Name | Verified Name |
|---|---|
| Address | 40 FORTUNE LN, BREVARD, NC 28712-4497 |
| Document Number | 0010890624 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 1089/624 |
| Instrument | 2023004245 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2026 property tax bill for 40 Fortune Ln was $2,466.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Brevard City |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,466.00 | $600,970 Land $75,000 Building $525,970 | $600,970 Land $75,000 Building $525,970 |
| 2023 | $1,749.00 | $290,030 Land $50,000 Building $240,030 | $290,030 Land $50,000 Building $240,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Fortune Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Fortune Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BREVARD serves 11,336 people · EPA ID NC0188010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 2,000 / 200 |
| Vyve Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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