Hancock County and Bar Harbor Town property record for 40 Forest St, Bar Harbor, ME 04609
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 948 sqft · built 1948 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,500 (Mar 2014) |
| Tax Bill | $3,265 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-106-000 |
| Primary APN | 106-106-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| Gross Area | 1,856 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 106-106-000 |
|---|---|
| Street Address | 40 FOREST ST |
| City | BAR HARBOR |
| State | ME |
| Zip | 04609-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 106 |
| Jurisdiction | BAR HARBOR ME |
| Township / Civil Division | BAR HARBOR |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 965900 |
Source: Hancock County and Bar Harbor Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29 COTTAGE ST, BAR HARBOR, ME 04609-1809 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2014 · Amount on Record |
| Deed Sale | Mar 11, 2014 · Amount on Record |
| Deed Document Number | 20142662 |
| Deed Book / Page | 6189 / 167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 40 FOREST ST, BAR HARBOR, ME 04609-1027 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0072440319 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 7244/319 |
| Instrument | 2022017086 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Hancock County and Bar Harbor Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Bar Harbor Town |
| Elementary School District | Bar Harbor (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $3,265.00 (+15.66%) | $325,200 (-) Land $159,100 Building $166,100 |
| 2023 | $2,823.00 | $325,200 Land $159,100 Building $166,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BAR HARBOR- WATER DIVISION serves 4,443 people · EPA ID ME0090120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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