Hamilton County property record for 40 Florence St, Carmel, IN 46032
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,338 sqft · built 2007 |
| Lot Size | 0.019 acres (871 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $8,070 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-25-208-072.000-018 |
| Primary APN | 29-09-25-208-072.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 186 sqft |
| 2nd Floor Area | 576 sqft |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Row End or Row Middle |
| Roof Material | Asphalt |
| Lot Area | 871 sqft (0.019 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1609250208072000 |
|---|---|
| Street Address | 40 FLORENCE ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-3307 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ACREAGE .02, SECTION 25, TOWNSHIP 18, RANGE 3, MONON & MAIN, LOT 17B, BLOCK 17, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 25 |
| Legal Subdivision | MONON & MAIN |
| Legal Block | 17 |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 110905 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3045 BELTERRA PL, WESTFIELD, IN 46074-0290 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2012 |
| Deed Sale | Feb 24, 2012 |
| Prior Sale | Jun 26, 2009 |
| Deed Document Number | 0000009299 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $396,500 (-1.86%) Land $94,000 Building $302,500 | $396,500 (-1.86%) Land $94,000 Building $302,500 | |
| 2024 | $8,070.00 (+43.39%) | $404,000 (+44.7%) Land $94,000 Building $310,000 | $404,000 (+44.7%) Land $94,000 Building $310,000 |
| 2023 | $5,628.00 (-0.51%) | $279,200 (+1.79%) Land $94,000 Building $185,200 | $279,200 (+1.79%) Land $94,000 Building $185,200 |
| 2022 | $5,657.00 | $274,300 Land $74,600 Building $199,700 | $274,300 Land $74,600 Building $199,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
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