40 Florence Dr, Clyde, NC 28721 Property Records

Haywood County property record for 40 Florence Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2000)
Tax Bill	$72 (2025)
Flood Zone	Zone X (moderate risk)
APN	`8637-42-9765`

Property Details

APN / Parcel Number

Primary APN	`8637-42-9765`
Alternative APN	`245436`

Exterior

Lot Area	9,627 sqft (0.221 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	245436
Street Address	40 FLORENCE DR
City	CLYDE
State	NC
Zip	28721-7599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	#12 RICHARD T RAMOS
Legal Subdivision	RICHARD T RAMOS
Legal Unit	12
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1042
Census Tract	920501

Owner

Source: Haywood County records · APN 8637-42-9765

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	91 SUNSET HTS, CANTON, NC 28716-8745
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2000 · Amount on Record
Deed Sale	Feb 15, 2000 · Amount on Record
Deed Book / Page	477 / 1890
Last Transfer Date	Sep 29, 2016
Transfer Doc	0009141346
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Clyde Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,200 (-) Land $7,200 Building $4,000
2025	$72.00 (+1.41%)	$11,200 (-) Land $7,200 Building $4,000	$11,200 (-) Land $7,200 Building $4,000
2024	$71.00 (+1.43%)
2023		$11,200 Land $7,200 Building $4,000
2022	$70.00
2021			$11,200 Land $7,200 Building $4,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), as of December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2021–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 83 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0144025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CLYDE serves 3,228 people
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.