40 Fishhook Ln, Hedgesville, WV 25427 Property Records

Berkeley County property record for 40 Fishhook Ln, Hedgesville, WV 25427

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,100 sqft · built 1991
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Sep 2025)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-19G-0042.0000`

Property Details

APN / Parcel Number

Primary APN	`04-19G-0042.0000`
Alternative APNs	`02-04-19G-0042.0000` `07185501`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	716 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Garage Area	280 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07185501
Street Address	40 FISHHOOK LN
City	HEDGESVILLE
State	WV
Zip	25427-6575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.08 AC LOT A & #101 SEC 13 BLDG 1 FISHHOOK CLUSTER
Legal Lot Number	101,A
Jurisdiction	BERKELEY WV
Township / Civil Division	VALLEY
Census Block Group	1
Census Block	1013
Census Tract	971204

Owner

40 Fishhook Ln is owned by an individual who bought it in September 2025.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2667, MARTINSBURG, WV 25402-2667
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Warranty Deed, Transfer · Conventional Mortgage CNB BANK
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK
Apr 13, 2023	Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE
Sep 1, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Apr 13, 2023 · Amount on File
Deed Document Number	20250025475
Deed Book / Page	1538 / 638
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY WV
Recording Date	Sep 9, 2025
Property Address	40 FISHHOOK LN, HEDGESVILLE, WV 25427-6575
Document Number	001538/638
Book / Page	1538 / 638
Map Reference	PC 4 SLS 85&87
Instrument Date	Aug 20, 2025
Instrument	20250025475
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	AT TITLE, ATG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,402.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1174 WINTER CAMP TRL, HEDGESVILLE, WV 25427-5364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2667, MARTINSBURG, WV 25402-2667
Investor	Possibly a Property Investor

Mortgage

Document Number	20250025476
Date	Sep 9, 2025
Instrument	20250025476

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	40 FISHHOOK LN, HEDGESVILLE, WV 25427-6575
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003803/473
Date	Oct 28, 2021
Book Page	3803/473
Instrument	20210040059

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Apr 13, 2023
Property Address	40 FISHHOOK LN, HEDGESVILLE, WV 25427-6575
Document Number	001434/295
Book / Page	1434 / 295
Map Reference	PC 4 SLS 86&87
Instrument Date	Apr 10, 2023
Instrument	20230009087
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,040.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1174 WINTER CAMP TRL, HEDGESVILLE, WV 25427-5364

Mortgage

Document Number	004007/430
Date	Apr 13, 2023
Book Page	4007/430
Instrument	20230009088

Lender

Name	SIERRA PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Sep 1, 2021
Property Address	40 FISHHOOK LN, HEDGESVILLE, WV 25427-6575
Document Number	001357/425
Book / Page	1357 / 425
Map Reference	PC 4 SL 86-87
Instrument Date	Aug 30, 2021
Instrument	20210032320
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Tax	$1,828.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 SIGNAL DR, WILLIAMSPORT, MD 21795

Tax Assessment & Valuation

The 2025 property tax bill for 40 Fishhook Ln was $1,921, up 1.9% from the year before.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,921.00 (+1.91%)	$158,040 (+2.85%) Land $31,380 Building $126,660	$263,400 (+2.85%) Land $52,300 Building $211,100
2024	$1,885.00 (-40.44%)	$153,660 (+22.71%) Land $27,180 Building $126,480	$256,100 (+22.71%) Land $45,300 Building $210,800
2023	$3,165.00	$125,220 Land $21,180 Building $104,040	$208,700 Land $35,300 Building $173,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Fishhook Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Fishhook Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fishhook Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures