Lowndes County property record for 40 First Colony Cir, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,233 sqft · built 1999 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Aug 2021) |
| Tax Bill | $1,176 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74W210011600 |
| Primary APN | 74W210011600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,233 sqft Adjusted Area |
| 1st Floor Area | 1,912 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 40 FIRST COLONY CIR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-7900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 NE4 40 FIRST COLONY CIR |
| Legal Range | 18W |
| Legal Township | 19S |
| Legal Section | 01 |
| Legal Subdivision | FIRST COLONY PHASE II |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 403 |
40 First Colony Cir is owned and occupied by an individual who bought it in August 2021.
Source: Lowndes County records, as of December 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 FIRST COLONY CIR, COLUMBUS, MS 39702-7900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 30, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Apr 18, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on File |
| Deed Sale | Aug 30, 2021 · Amount on File |
| Deed Book / Page | 2021 / 7763 |
| Prior Transfer Date | Aug 12, 2021 |
| Prior Transfer Doc | 0020217763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 40 FIRST COLONY CIR, COLUMBUS, MS 39702-7900 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00202526762 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 2025/26762 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 30, 2021 |
| Property Address | 40 FIRST COLONY CIR, COLUMBUS, MS 39702-7900 |
| Document Number | 0020217763 |
| Book / Page | 2021 / 7763 |
| Instrument Date | Aug 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202127243 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021/27243 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 40 FIRST COLONY CIR, COLUMBUS, MS 39702-7900 |
| Document Number | 0020197555 |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 FIRST COLONY CIR COLUMBUS MS 397027900, COLUMBUS, MS 39702-7900 |
| Document Number | 0020197555 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 002019/007555 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 29, 2034 |
The 2025 property tax bill for 40 First Colony Cir was $1,176 with a homeowner's exemption, up 1% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,176.00 (+1.03%) Homeowner's exemption | $15,095 | $150,950 Land $18,000 Building $132,950 |
| 2024 | $1,164.00 (+20.62%) | ||
| 2023 | $965.00 Homeowner's exemption | $13,093 | $130,930 Land $18,000 Building $112,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 First Colony Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 22 (1982–2025) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 First Colony Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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