40 Finisterra, Irvine, CA 92614 Property Records

Orange County property record for 40 Finisterra, Irvine, CA 92614

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,405 sqft · built 1987
Lot Size	0.093 acres (4,050 sqft)
Owner	Individual Name on File
Last Sale	$757,500 (Jul 2018)
Tax Bill	$9,165 (2025)
Deeds & Mortgages	Mar 2025 Mortgage May 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`447-272-04`

Property Details

APN / Parcel Number

Primary APN	`447-272-04`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,405 sqft Living Area
Gross Area	1,903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,050 sqft (0.093 acres)
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	40 FINISTERRA
City	IRVINE
State	CA
Zip	92614-7313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12628 BLK LOT 53
Legal Subdivision	TRACT NO. 12628
Legal Tract	12628
Legal Lot Number	53
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52522

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4384 JOSEPH CANYON TRL, CORONA, CA 92881-4726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN CONTRACTORS INDEMNITY COMPANY
May 12, 2023	Intrafamily Transfer, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Jan 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Aug 14, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BAC WAREHOUSE LNDG OF LOS ANGE
Aug 14, 2018	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY
Jul 16, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Jan 29, 2015 · Amount on File
Deed Document Number	2018259148
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000018651
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 FINISTERRA, IRVINE, CA 92614-7313
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4384 JOSEPH CANYON TRL, CORONA, CA 92881-4726

Mortgage

Document Number	0000076821
Date	Mar 11, 2025
Instrument	2025000076821

Lender

Name	AMERICAN CONTRACTORS INDEMNITY COMPANY
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90017

Agreement

Type	Commercial Mortgage

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 12, 2023
Property Address	40 FINISTERRA, IRVINE, CA 92614-7313
Document Number	0000111454
Map Reference	MB 569 PG 36-39
Instrument Date	May 10, 2023
Instrument	2023000111454
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4384 JOSEPH CANYON TRL, CORONA, CA 92881-4726

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 13, 2022
Property Address	40 FINISTERRA, IRVINE, CA 92614-7313
Document Number	0000018651
Map Reference	MB 569 PG 36-39
Instrument Date	Dec 29, 2021
Instrument	2022000018651
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 FINISTERRA, IRVINE, CA 92614-7313

Mortgage

Document Number	0000018652
Date	Jan 13, 2022
Instrument	2022000018652

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 14, 2018
Property Address	40 FINISTERRA, IRVINE, CA 92614-7313
Document Number	0000295625
Instrument Date	Aug 8, 2018
Instrument	295625
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4384 JOSEPH CANYON TRL CORONA CA 928814726, CORONA, CA 92881-4726

Mortgage

Document Number	295627
Date	Aug 14, 2018
Instrument	295627

Lender

Name	BAC WAREHOUSE LNDG OF LOS ANGE
Address	136 N GRAND AVE # 262, WEST COVINA, CA 91791-1728

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Aug 13, 2020

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 14, 2018
Property Address	40 FINISTERRA, IRVINE, CA 92614-7313
Document Number	0000295626
Instrument Date	Aug 8, 2018
Instrument	295626
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4384 JOSEPH CANYON TRL CORONA CA 928814726, CORONA, CA 92881-4726

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 16, 2018
Property Address	40 FINISTERRA, IRVINE, CA 92614-7313
Document Number	0000259148
Instrument Date	Jun 4, 2018
Instrument	259148
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$833.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4384 JOSEPH CANYON TRL CORONA CA 928814726, CORONA, CA 92881-4726

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$861,789 (+2%) Land $686,805 Building $174,984
2025	$9,165.00 (+4.81%)	$844,892 (+4.04%) Land $673,339 Building $171,553
2023	$8,744.00 (+1.92%)	$812,085 Land $647,192 Building $164,893
2022	$8,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Google Fiber.

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