40 Ferndale Rd, Caldwell, NJ 07006 Property Records

Essex County and North Caldwell Borough property record for 40 Ferndale Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,802 sqft · built 1916
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Oct 2014)
Tax Bill	$13,973 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00101-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`15-00101-0000-00013`
Alternative APNs	`1500002000000010` `150010100013`

Interior

Stories	2 Stories
Building Area	2,802 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1500002000000010
Street Address	40 FERNDALE RD
City	CALDWELL
State	NJ
Zip	07006-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X180 IRR
Legal Block	101
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	NORTH CALDWELL
Census Block Group	3
Census Block	3000
Census Tract	21602

Owner

40 Ferndale Rd is owned and occupied by two individuals who bought it in October 2014.

Source: Essex County and North Caldwell Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 FERNDALE RD, CALDWELL, NJ 07006-3901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKELAND BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2014 · Amount on File
Deed Sale	Oct 29, 2014 · Amount on File
Prior Sale	Oct 29, 2014 · Amount on File
Deed Document Number	201414078430
Deed Book / Page	12522 / 3402
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 FERNDALE RD, CALDWELL, NJ 07006-3901
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029160
Date	Mar 22, 2022
Instrument	2022029160

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 12, 2042

Interest

Rate	3.24%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 FERNDALE RD, CALDWELL, NJ 07006-3901
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021053314
Date	Apr 28, 2021
Instrument	2021053314

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 7, 2017
Property Address	40 FERNDALE RD, CALDWELL, NJ 07006-3901
Document Number	0000031486
Instrument Date	Feb 28, 2017
Instrument	31486
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

The 2025 property tax bill for 40 Ferndale Rd was $13,973, up 2.2% from the year before.

Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	North Caldwell Borough
Elementary School District	North Caldwell Borough School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,400 (-) Land $251,000 Building $354,400	$605,400 (-) Land $251,000 Building $354,400
2025	$13,973.00 (+2.22%)	$605,400 Land $251,000 Building $354,400	$605,400 Land $251,000 Building $354,400
2024	$13,669.00
2023		$449,900 Land $251,000 Building $198,900	$449,900 Land $251,000 Building $198,900
2022	$9,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Ferndale Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1989–2021)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Ferndale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CALDWELL - HILLTOP serves 208 people · EPA ID NJ0715002
Water Source	Purchased surface water from ESSEX FELLS WATER HILLTOP SYSTEM
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Ferndale Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures