40 Ferdinand St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 40 Ferdinand St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 550 sqft · built 1951
Lot Size	0.24 acres (10,463 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2019)
Tax Bill	$4,399 (2026)
Deeds & Mortgages	Nov 2019 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:A13 P:0000093`

Property Details

APN / Parcel Number

Primary APN	`MELR M:A13 P:0000093`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	550 sqft Living Area
Gross Area	1,080 sqft
Basement Area	500 sqft
Unfinished Basement	450 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,463 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 FERDINAND ST
City	MELROSE
State	MA
Zip	02176-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	MELROSE HLNDS
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	5
Census Block	5006
Census Tract	336100

Owner

40 Ferdinand St is owned and occupied by an individual who bought it in November 2019.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 FERDINAND ST, MELROSE, MA 02176-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Grant Deed, Transfer NOT AVAILABLE
Nov 21, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Oct 11, 2018 · Amount on File
Deed Document Number	2019183393
Deed Book / Page	73693 / 206
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	73693-206
Record Updated	Oct 29, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MELROSE MA
Recording Date	Nov 21, 2019
Property Address	40 FERDINAND ST, MELROSE, MA 02176-1101
Document Number	73693-199
Book / Page	073693 / 000199
Instrument Date	Nov 18, 2019
Instrument	3391
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 FERDINAND ST MELROSE MA 021761101, MELROSE, MA 02176-1101

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Nov 21, 2019
Property Address	40 FERDINAND ST, MELROSE, MA 02176-1101
Document Number	73693-206
Book / Page	073693 / 000206
Instrument Date	Nov 13, 2019
Instrument	3393
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 FERDINAND ST MELROSE MA 021761101, MELROSE, MA 02176-1101

Mortgage

Document Number	73693-210
Date	Nov 21, 2019
Book Page	073693/000210
Instrument	3394

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 40 Ferdinand St was $4,399, up 12,468.6% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,399.00 (+12,468.57%)	$383,500 (+6.09%) Land $340,800 Building $42,700	$486,374 (-2.91%)
2025	$35.00 (-98.97%)	$361,500 (+5.95%) Land $321,300 Building $40,200	$500,935
2024	$3,388.00 (-0.62%)	$341,200 (+4.28%) Land $301,900 Building $39,300
2023	$3,409.00	$327,200 Land $292,100 Building $35,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Ferdinand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Ferdinand St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferdinand St

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