40 Faircrest Dr, Fairfield, VA 24435 Property Records

Rockbridge County property record for 40 Faircrest Dr, Fairfield, VA 24435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1997
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (May 2019)
Tax Bill	$1,708 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51A A 5`

Property Details

APN / Parcel Number

Primary APN	`51A A 5`
Alternative APN	`4783`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	3,579 sqft
1st Floor Area	1,726 sqft
Basement Area	1,015 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Terrain	Rolling
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	4783
Street Address	40 FAIRCREST DR
City	FAIRFIELD
State	VA
Zip	24435-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FAIRCREST LOTS 4 5
Legal Subdivision	FAIRCREST SUBDIVISION
Legal Lot Number	4,5
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	SOUTH RIVER
Census Block Group	2
Census Block	2009
Census Tract	930102

Owner

40 Faircrest Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Rockbridge County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 FAIRCREST DR, FAIRFIELD, VA 24435-2321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit FRONTIER COMMUNITY BANK
May 17, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Deed Document Number	20191161
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	40 FAIRCREST DR, FAIRFIELD, VA 24435-2321
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260000351
Date	Feb 17, 2026
Instrument	260000351

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	40 FAIRCREST DR, FAIRFIELD, VA 24435-2321
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000460
Date	Feb 14, 2022
Instrument	220000460

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate	4.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	40 FAIRCREST DR, FAIRFIELD, VA 24435-2321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170002684
Date	Oct 3, 2017
Instrument	170002684

Lender

Name	FRONTIER COMMUNITY BANK
Type	Bank
Address	WAYNESBORO, VA 22980

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	May 17, 2019
Property Address	40 FAIRCREST DR, FAIRFIELD, VA 24435-2321
Document Number	190001161
Map Reference	MB 6 PG 47
Instrument Date	May 7, 2019
Instrument	190001161
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 FAIRCREST DR, FAIRFIELD, VA 24435-2321

Mortgage

Document Number	190001162
Date	May 17, 2019
Instrument	190001162

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 40 Faircrest Dr was $1,708.

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,708.00	$266,800 (-) Land $57,200 Building $209,600	$266,800 (-) Land $57,200 Building $209,600
2025	$1,708.00	$266,800 Land $57,200 Building $209,600	$266,800 Land $57,200 Building $209,600
2023		$266,800 Land $57,200 Building $209,600	$266,800 Land $57,200 Building $209,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Faircrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Faircrest Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

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