Putnam County and Philipstown Town property record for 40 Fair St, Apt B4, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 961 sqft · built 1972 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Jun 1999) |
| Tax Bill | $5,266 (2024) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-3-8.-204 |
| Primary APN | 372601 48.8-3-8.-204 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 961 sqft Living Area |
| 1st Floor Area | 961 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 436 sqft (0.01 acres) |
| View / Lot | Waterfront |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 40 FAIR ST, B4 |
|---|---|
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CONDO UNIT B-4 |
| Legal Subdivision | SPRING BROOK CONDOMINIUM |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10700 |
40 Fair St, Apt B4 is owned and occupied by an individual who acquired it in September 2011.
Source: Putnam County and Philipstown Town records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 FAIR ST, B4, COLD SPRING, NY 10516-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 1999 · Amount on File |
| Deed Sale | Jun 2, 1999 · Amount on File |
| Prior Sale | Mar 27, 1992 · Amount on File |
| Deed Book / Page | 1470 / 237 |
| Last Transfer Date | Sep 7, 2011 |
| Transfer Doc | 0001501552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 40 FAIR ST APT B4, B4, COLD SPRING, NY 10516-3024 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | FUTURE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 40 FAIR ST B4, B4, COLD SPRING, NY 10516-3024 |
| Document Number | 0073610154 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 7361/154 |
| Instrument | 6135-2021 |
| Name | PCSB BANK |
|---|---|
| Type | Bank |
| Address | YORKTOWN HEIGHTS, NY 10598 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,000 (-) Land $10,000 Building $73,000 | $270,623 (+10.08%) | |
| 2024 | $5,266.00 | $83,000 (-) Land $10,000 Building $73,000 | $245,853 (+4.32%) |
| 2023 | $83,000 (-) Land $10,000 Building $73,000 | $235,662 (+11.73%) Land $28,393 Building $207,269 | |
| 2022 | $83,000 Land $10,000 Building $73,000 | $210,928 Land $25,413 Building $185,515 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Fair St, Apt B4 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Fair St, Apt B4 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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