Norfolk County and Millis Town property record for 40 Exchange St, Millis, MA 02054
| Property Type | Restaurant |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1940 |
| Lot Size | 0.041 acres (1,785 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,000 (Mar 2019) |
| Tax Bill | $4,836 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILL M:023 B:0000047 |
| Primary APN | MILL M:023 B:0000047 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Gross Area | 2,223 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,785 sqft (0.041 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 EXCHANGE ST |
|---|---|
| City | MILLIS |
| State | MA |
| Zip | 02054-1210 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Block | 47 |
| Jurisdiction | MILLIS MA |
| Township / Civil Division | MILLIS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 407101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Millis Center Historic District listed 2007 · 171 contributing resources · NRIS 07000944 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
40 Exchange St, a commercial property, is owned by a company that bought it in March 2019.
Source: Norfolk County and Millis Town records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 873 WASHINGTON ST, FRANKLIN, MA 02038-3323 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK |
| Mar 23, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PHOENIX FNCL CO |
| Dec 4, 2019 | Quit Claim Deed, Transfer SVM PTRS LLC |
| Mar 12, 2019 | Condominium Deed, Transfer · Stand-Alone First Mortgage SVM PARTNERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2019 · Amount on File |
| Deed Sale | Mar 12, 2019 · Amount on File |
| Prior Sale | Sep 17, 2014 · Amount on File |
| Deed Book / Page | 36659 / 133 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 40 EXCHANGE ST, MILLIS, MA 02054-1210 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 040063-390 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 40063/390 |
| Instrument | 144220 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Property Address | 40 EXCHANGE ST, MILLIS, MA 02054-1210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34989-376 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 34989/376 |
| Instrument | 24723 |
| Name | PHOENIX FNCL CO |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLIS MA |
| Recording Date | Dec 4, 2019 |
| Property Address | 40 EXCHANGE ST, MILLIS, MA 02054-1210 |
| Document Number | 37405-286 |
| Book / Page | 037405 / 000286 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 113264 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 EXCHANGE ST MILLIS MA 020541210, MILLIS, MA 02054-1210 |
| Document Number | 37405-288 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 037405/000288 |
| Instrument | 113265 |
| Name | SVM PTRS LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | MILLIS MA |
| Recording Date | Mar 12, 2019 |
| Property Address | 40 EXCHANGE ST, MILLIS, MA 02054-1210 |
| Document Number | 36659-133 |
| Book / Page | 36659 / 133 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 17670 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 873 WASHINGTON ST, FRANKLIN, MA 02038-3323 |
| Document Number | 17671 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 17671 |
| Name | SVM PARTNERS LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 40 Exchange St was $4,836, down 0.1% from the year before.
Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Millis Town |
| Unified School District | Millis School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,836.00 (-0.12%) | $294,900 (-) Land $81,100 Building $213,800 |
| 2024 | $4,842.00 (-6.13%) | $294,900 (-) Land $81,100 Building $213,800 |
| 2023 | $5,158.00 | $294,900 Land $81,100 Building $213,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 40 Exchange St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Exchange St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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