40 Evans St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 40 Evans St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,672 sqft · built 1945
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Sep 2001)
Tax Bill	$12,900 (2026)
Deeds & Mortgages	Dec 2021 Refinance Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36880-09`

Property Details

APN / Parcel Number

Primary APN	`36880-09`
Alternative APNs	`WATE M:0722 B:0010 L:0063` `8801`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	5,334 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,750 sqft (0.109 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	8801
Street Address	40 EVANS ST
City	WATERTOWN
State	MA
Zip	02472-2150
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	S-6
Legal Subdivision	BOYLE FARM
Legal Block	10
Legal Lot Number	63
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1003
Census Tract	370104

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 BLACKMER RD, SUDBURY, MA 01776-3104
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Apr 12, 2018	Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK
Sep 15, 2020	Deed of Trust, Mortgage · Balloon Mortgage WATERTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2001 · Amount on Record
Deed Sale	Sep 27, 2001 · Amount on Record
Deed Document Number	2001992
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	40 EVANS ST, WATERTOWN, MA 02472-2150
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079405-215
Date	Dec 22, 2021
Book Page	79405/215
Instrument	275688

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	40 EVANS ST, WATERTOWN, MA 02472-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70859-152
Date	Apr 12, 2018
Book Page	70859/152
Instrument	49482

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	40 EVANS ST, WATERTOWN, MA 02472-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75622-319
Date	Sep 15, 2020
Book Page	75622/319
Instrument	162370

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,900.00 (+6.97%)	$1,057,400 (+2.41%) Land $466,300 Building $591,100	$1,093,707
2025	$12,060.00 (+16.87%)	$1,032,500 (+17.06%) Land $466,300 Building $566,200
2024	$10,319.00 (-11.16%)	$882,000 (+3.12%) Land $459,900 Building $422,100
2023	$11,615.00	$855,300 Land $438,000 Building $417,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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