40 Emerson Trl, Covington, GA 30016 Property Records

Newton County property record for 40 Emerson Trl, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,942 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Sep 2018)
Tax Bill	$3,539 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0013B-00000-209-000`

Property Details

APN / Parcel Number

Primary APN	`0013B-00000-209-000`
Alternative APNs	`0013B 209` `6048`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,942 sqft Heated Area
1st Floor Area	108 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	816 sqft
Porch	Open Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6048
Old Parcel Number	0013B 209
Street Address	40 EMERSON TRL
City	COVINGTON
State	GA
Zip	30016-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 126 THE LEGENDS OF ELL
Legal Subdivision	THE LEGENDS OF ELLINGTON
Legal Lot Number	126
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3005
Census Tract	100903

Owner

40 Emerson Trl is owned and occupied by two individuals who acquired it in September 2018.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	40 EMERSON TRL, COVINGTON, GA 30016-1957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Mar 27, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
Feb 25, 2019	Quit Claim Deed, Mortgage · VA Mortgage CREDENCE FNDG
Sep 27, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage CARRINGTON MTG SVCS
Jan 5, 2018	Grant Deed, Construction Loan · Construction Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	Dec 20, 2017 · Amount on File
Deed Document Number	0000375421
Deed Book / Page	3754 / 21
Last Transfer Date	Sep 27, 2018
Transfer Doc	0037540021
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 EMERSON TRL, COVINGTON, GA 30016-1957
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EMERSON TRL, COVINGTON, GA 30016-1957

Mortgage

Document Number	0044130000000519
Date	Jul 18, 2022
Book Page	0000004413/0000000519
Instrument	012550

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 EMERSON TRL, COVINGTON, GA 30016-1957
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036800611
Date	Mar 27, 2018
Book Page	3680/611
Instrument	003628

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Amount	Amount on Record

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 25, 2019
Property Address	40 EMERSON TRL, COVINGTON, GA 30016-1957
Document Number	0038070302
Book / Page	003807 / 000302
Instrument Date	Jan 12, 2019
Instrument	2309
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 HARRISON CIR COVINGTON GA 300161967, COVINGTON, GA 30016-1967

Mortgage

Document Number	38070305
Date	Feb 25, 2019
Book Page	003807/000305
Instrument	2310

Lender

Name	CREDENCE FNDG
Type	Funding / Finance Company
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 27, 2018
Property Address	40 EMERSON TRL, COVINGTON, GA 30016-1957
Document Number	0037540021
Book / Page	003754 / 000021
Instrument Date	Sep 24, 2018
Instrument	11913
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 EMERSON TRL COVINGTON GA 300161957, COVINGTON, GA 30016-1957

Mortgage

Document Number	37540024
Date	Sep 27, 2018
Book Page	003754/000024
Instrument	11914

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 5, 2018
Property Address	40 EMERSON TRL, COVINGTON, GA 30016-1957
Document Number	0036520119
Book / Page	003652 / 000119
Instrument Date	Dec 20, 2017
Instrument	206
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 VILLAGE TRL #215 WOODSTOCK GA 301884711, 215, WOODSTOCK, GA 30188-4711
Investor	Possibly a Property Investor

Mortgage

Document Number	36520120
Date	Jan 5, 2018
Book Page	003652/000120
Instrument	207

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	3344 PEACHTREE RD NE # 900, ATLANTA, GA 30326-4829

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 4, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 40 Emerson Trl was $3,539 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,539.00 Homeowner's exemption	$145,240 Land $17,600 Building $127,640	$363,100 Land $44,000 Building $319,100
2023		$141,840 Land $8,000 Building $133,840	$354,600 Land $20,000 Building $334,600
2022	$3,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Emerson Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Emerson Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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