40 Emerson Ave, Crockett, CA 94525 Property Records

Contra Costa County property record for 40 Emerson Ave, Crockett, CA 94525

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 1970
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (May 2008)
Tax Bill	$6,597 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`354-231-021-8`

Property Details

APN / Parcel Number

Primary APN	`354-231-021-8`
Alternative APN	`354-231-021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1973
Lot Area	8,500 sqft (0.195 acres)
Garage Type	Attached
Garage Area	1,093 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	40 EMERSON AVE
City	CROCKETT
State	CA
Zip	94525-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	PARCEL MAP 11 PG 31 PCL A
Legal Subdivision	CROCKETT
Legal Tract	11PM31
Legal Lot Number	A
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2015
Census Tract	357000

Owner

40 Emerson Ave is owned and occupied by an individual who bought it in May 2008.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	40 EMERSON AVE, CROCKETT, CA 94525-1536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 13, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 16, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2008 · Amount on File
Deed Sale	May 21, 2008 · Amount on File
Prior Sale	Oct 26, 2007 · Amount on File
Deed Document Number	2008112690
Prior Transfer Date	Nov 14, 1996
Prior Transfer Doc	0000219291
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 EMERSON AVE, CROCKETT, CA 94525-1536
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EMERSON AVE, CROCKETT, CA 94525-1536

Mortgage

Document Number	0000135595
Date	Dec 4, 2025
Instrument	2025- 135595

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 EMERSON AVE, CROCKETT, CA 94525-1536
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EMERSON AVE, CROCKETT, CA 94525-1536

Mortgage

Document Number	0000044729
Date	May 13, 2024
Instrument	2024-044729

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 EMERSON AVE, CROCKETT, CA 94525-1536
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EMERSON AVE, CROCKETT, CA 94525-1536

Mortgage

Document Number	0000129806
Date	Dec 7, 2023
Instrument	2023-129806

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2043

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 EMERSON AVE, CROCKETT, CA 94525-1536
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EMERSON AVE, CROCKETT, CA 94525-1536

Mortgage

Document Number	0000002012
Date	Jan 9, 2023
Instrument	2023-002012

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	236 Months
Due	Sep 1, 2042

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 16, 2022
Property Address	40 EMERSON AVE, CROCKETT, CA 94525-1536
Document Number	0000174545
Map Reference	MB 11 PG 31
Instrument Date	Nov 10, 2022
Instrument	2022-174545
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EMERSON AVE, CROCKETT, CA 94525-1536

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 EMERSON AVE, CROCKETT, CA 94525-1536
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EMERSON AVE, CROCKETT, CA 94525-1536

Mortgage

Document Number	0000317158
Date	Nov 16, 2021
Instrument	2021-317158

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 EMERSON AVE, CROCKETT, CA 94525-1536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EMERSON AVE, CROCKETT, CA 94525-1536

Mortgage

Document Number	0000213445
Date	Sep 23, 2020
Instrument	2020-213445

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 EMERSON AVE, CROCKETT, CA 94525-1536
Document Number	0000230908
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 EMERSON AVE CROCKETT CA 945251536, CROCKETT, CA 94525-1536

Mortgage

Document Number	0000230908
Date	Dec 23, 2019
Instrument	230908

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 40 Emerson Ave was $6,597.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	John Swett Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,582 (+2%) Land $214,356 Building $257,226
2025	$6,597.00	$462,336 Land $210,153 Building $252,183
2023	$6,288.00 (+2%)	$444,386 Land $201,994 Building $242,392
2022	$6,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Emerson Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1995–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Emerson Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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