40 Emerald Dr, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 40 Emerald Dr, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,456 sqft · built 1985
Lot Size	1.52 acres (66,211 sqft)
Owner	Company Name on Record
Tax Bill	$9,153 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:3 L:62`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:3 L:62`
Alternative APNs	`M:0003 B:0000 L:0062` `537409`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,456 sqft Living Area
Gross Area	8,260 sqft
1st Floor Area	1,512 sqft
Attic	Attic
Attic Area	725 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	537409
Street Address	40 EMERALD DR
City	DRACUT
State	MA
Zip	01826-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	62
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1006
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 EMERALD DR, DRACUT, MA 01826-1665
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Jan 25, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 3, 2019
Transfer Doc	32729-78
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	40 EMERALD DR, DRACUT, MA 01826-1665
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036787-77
Date	Feb 3, 2022
Book Page	36787/77
Instrument	5507

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	40 EMERALD DR, DRACUT, MA 01826-1665
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33922-273
Date	Mar 17, 2020
Book Page	33922/273
Instrument	11488

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jan 25, 2019
Property Address	40 EMERALD DR, DRACUT, MA 01826-1665
Document Number	32729-78
Book / Page	032729 / 000078
Instrument Date	Jan 3, 2019
Instrument	3145
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40 EMERALD DR DRACUT MA 018261665, DRACUT, MA 01826-1665

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,153.00 (+6.94%)	$946,500 (+11.91%) Land $283,000 Building $663,500	$703,950 (-)
2025	$8,559.00 (+4.3%)	$845,800 (+7.7%) Land $259,800 Building $586,000	$703,950 (-9.53%)
2024	$8,206.00 (-0.09%)	$785,300 (+10.73%) Land $247,600 Building $537,700	$778,145
2023	$8,213.00	$709,200 Land $215,400 Building $493,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures