40 Elston Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 40 Elston Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,680 sqft · built 1927
Lot Size	0.347 acres (15,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,556,000 (Oct 2021)
Tax Bill	$37,073 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01803-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`13-01803-0000-00013`
Alternative APN	`130180300013`

Interior

Stories	2 Stories
Building Area	3,680 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	15,100 sqft (0.347 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130180300013
Street Address	40 ELSTON RD
City	MONTCLAIR
State	NJ
Zip	07043-1956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	100X151 IRR
Legal Subdivision	MONTCLAIR
Legal Block	1803
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1009
Census Tract	16100

Owner

40 Elston Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 ELSTON RD, MONTCLAIR, NJ 07043-1956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	May 13, 1988 · Amount on File
Deed Document Number	2021125411
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 19, 2021
Property Address	40 ELSTON RD, MONTCLAIR, NJ 07043-1956
Document Number	2021125411
Instrument Date	Sep 16, 2021
Instrument	2021125411
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,790.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	830 SAILAWAY LN APT 101, 830, NAPLES, FL 34108-0700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ELSTON RD, MONTCLAIR, NJ 07043-1956

Mortgage

Document Number	2021125414
Date	Oct 19, 2021
Instrument	2021125414

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40 Elston Rd was $37,073, up 6.1% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,054,400 (-) Land $425,500 Building $628,900	$1,054,400 (-) Land $425,500 Building $628,900
2025	$37,073.00 (+6.11%)	$1,054,400 Land $425,500 Building $628,900	$1,054,400 Land $425,500 Building $628,900
2024	$34,938.00
2023		$1,026,700 Land $425,500 Building $601,200	$1,026,700 Land $425,500 Building $601,200
2022	$33,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Elston Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2006–2023)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Elston Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20