Penobscot County and Old Town City property record for 40 Elm St, Old Town, ME 04468
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,673 sqft · built 1908 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,990 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | OLDN M:021 L:110 |
| Primary APN | OLDN M:021 L:110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,673 sqft Living Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 67 |
|---|---|
| Street Address | 40 ELM ST |
| City | OLD TOWN |
| State | ME |
| Zip | 04468-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 - |
| Legal Lot Number | 110 |
| Jurisdiction | OLD TOWN ME |
| Township / Civil Division | OLD TOWN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 7100 |
40 Elm St is owned and occupied by two individuals.
Source: Penobscot County and Old Town City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 ELM ST, OLD TOWN, ME 04468-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 40 Elm St was $3,990, up 12.9% from the year before.
Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Old Town City |
| Unified School District | Regional School Unit 34 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,990.00 (+12.87%) | $199,700 (-) Land $18,800 Building $180,900 |
| 2024 | $3,535.00 | $199,700 (-) Land $18,800 Building $180,900 |
| 2023 | $3,535.00 (+27.8%) | $199,700 (+51.63%) Land $18,800 Building $180,900 |
| 2022 | $2,766.00 | $131,700 Land $16,300 Building $115,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 40 Elm St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1984–2010) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Dec 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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