Essex County and Andover Town property record for 40 Elm St, Andover, MA 01810
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Details | 4 bd · 1 ba · 1,881 sqft · built 1760 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00038 B:00133 L:00000 |
| Primary APN | ANDO M:00038 B:00133 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,881 sqft Total Area |
| Gross Area | 2,530 sqft |
| Basement Area | 633 sqft |
| Unfinished Basement | 633 sqft |
| Year Built | Built 1760 |
|---|---|
| Effective Year Built | Effective 1760 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,839 sqft (0.157 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 40 ELM ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3652 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Local Zoning Code | SRA |
| Legal Block | 133 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 254200 |
40 Elm St is owned by a company.
Source: Essex County and Andover Town records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 31 ELM ST, ANDOVER, MA 01810-3631 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO |
| Apr 6, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 40 ELM ST, ANDOVER, MA 01810-3652 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0016863-17 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 16863/17 |
| Instrument | 11411 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Apr 6, 2021 |
| Property Address | 40 ELM ST, ANDOVER, MA 01810-3652 |
| Document Number | 0016863-15 |
| Book / Page | 16863 / 15 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 11410 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 ELM ST, ANDOVER, MA 01810-3631 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2025 | $829,000 (+20.42%) Land $455,600 Building $373,400 |
| 2024 | $688,400 (+9.11%) Land $445,200 Building $243,200 |
| 2023 | $630,900 Land $412,300 Building $218,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 40 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
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