Lowndes County property record for 40 Ellis Rd, Steens, MS 39766
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,339 sqft · built 1999 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $820 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53W220006400 |
| Primary APN | 53W220006400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,339 sqft Adjusted Area |
| 1st Floor Area | 1,967 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Utility Building | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 028059 |
|---|---|
| Street Address | 40 ELLIS RD |
| City | STEENS |
| State | MS |
| Zip | 39766-9766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 SW4 ELLIS RD 7A |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 04 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 405 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 ELLIS RD, STEENS, MS 39766-9766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · Line of Credit HUD-HOUSING/URBAN DEV |
| Jun 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG |
| Jul 29, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Jul 29, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Sep 11, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2013 |
| Deed Sale | Feb 19, 2013 |
| Deed Document Number | 0002013930 |
| Deed Book / Page | 2013 / 930 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 40 ELLIS RD, STEENS, MS 39766-9766 |
| Document Number | 0020202580 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 ELLIS ROAD STEENS STEENS MS 39766, STEENS, MS 39766 |
| Document Number | 0020202580 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 002020/012580 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 40 ELLIS RD, STEENS, MS 39766-9766 |
| Document Number | 0020202567 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 40 ELLIS RD STEENS MS 397669766, STEENS, MS 39766-9766 |
| Document Number | 0020202567 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 002020/012567 |
| Name | REVERSE MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 40 ELLIS RD, STEENS, MS 39766-9766 |
| Document Number | 0020194399 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 40 ELLIS RD STEENS MS 397669766, STEENS, MS 39766-9766 |
| Document Number | 0020194399 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 002019/024399 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 13, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 40 ELLIS RD, STEENS, MS 39766-9766 |
| Document Number | 0020196016 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 40 ELLIS RD STEENS MS 397669766, STEENS, MS 39766-9766 |
| Document Number | 0020196016 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 002019/016016 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 7, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 40 ELLIS RD, STEENS, MS 39766-9766 |
| Document Number | 0020180268 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 40 ELLIS RD STEENS MS 397669766, STEENS, MS 39766-9766 |
| Document Number | 0020180268 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 002018/020268 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 20, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $820.00 (+0.86%) Homeowner's exemption Senior Citizen's exemption | $17,350 (+7.93%) | $173,500 (+7.93%) Land $15,000 Building $158,500 |
| 2024 | $813.00 (+0.37%) | ||
| 2023 | $810.00 Homeowner's exemption Senior Citizen's exemption | $16,075 | $160,750 Land $15,000 Building $145,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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