40 Elk Ct, Reading, PA 19606 Property Records

Berks County property record for 40 Elk Ct, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,266 sqft · built 1996
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Apr 2026)
Tax Bill	$2,408 (2026)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5326-12-86-5250`

Property Details

APN / Parcel Number

Primary APN	`5326-12-86-5250`
Alternative APNs	`43-5326-12-86-5250` `43180520` `180520`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,266 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43180520
Street Address	40 ELK CT
City	READING
State	PA
Zip	19606-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HUNTERS RUN
Legal Block	86
Legal Lot Number	20
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1005
Census Tract	12107

Owner

40 Elk Ct is owned and occupied by an individual who bought it in April 2026.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	40 ELK CT, READING, PA 19606-9494
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Deed Document Number	202612279
Prior Transfer Date	Oct 30, 2009
Prior Transfer Doc	0000051919
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 23, 2026
Property Address	40 ELK CT, READING, PA 19606-9494
Document Number	0000012279
Instrument Date	Apr 20, 2026
Instrument	2026.12279
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	BLUE MOUNTAIN ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ELK CT, READING, PA 19606-9494

Mortgage

Document Number	0000012280,
Date	Apr 23, 2026
Instrument	2026.12280

Lender

Name	PENNSYLVANIA STATE EMP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 40 Elk Ct was $2,408, up 1.4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,408.00 (+1.39%)	$159,800 (-) Land $32,900 Building $126,900	$32,900 (-) Land $32,900
2025	$2,375.00 (+6.6%) Homeowner's exemption	$159,800 (-) Land $32,900 Building $126,900	$32,900 Land $32,900
2024	$2,228.00	$159,800 Land $32,900 Building $126,900
1994			$159,800 Land $32,900 Building $126,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Elk Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2021–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Elk Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20