40 Eldora Dr, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 40 Eldora Dr, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2023)
Tax Bill	$8,951 (2026)
Deeds & Mortgages	Oct 2023 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262600 133.12-2-10`

Property Details

APN / Parcel Number

Primary APN	`262600 133.12-2-10`
Alternative APNs	`26001331200002010000` `01418356000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	133 ft deep x 93.9 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01418356000
Street Address	40 ELDORA DR
City	ROCHESTER
State	NY
Zip	14624-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0039- 1-02 4000 AC T WESTMAR 1 L39 L161 P35
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	5
Census Block	5003
Census Tract	14202

Owner

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 ELDORA DR, ROCHESTER, NY 14624-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Intrafamily Transfer, Transfer EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY
Aug 29, 2023	Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Jul 15, 2013 · Amount on Record
Deed Document Number	2023372
Deed Book / Page	12858 / 24
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000000765
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Oct 18, 2023
Property Address	40 ELDORA DR, ROCHESTER, NY 14624-2515
Document Number	0000000765
Book / Page	12878 / 643
Map Reference	LB 161 PG 35
Instrument Date	Oct 17, 2023
Instrument	202310180765
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 ELDORA DR, GATES, NY 14624-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ELDORA DR, GATES, NY 14624-2515

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 29, 2023
Property Address	40 ELDORA DR, ROCHESTER, NY 14624-2515
Document Number	0000000372
Book / Page	12858 / 24
Instrument Date	Aug 15, 2023
Instrument	202308290372
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 ELDORA DR, ROCHESTER, NY 14624-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ELDORA DR, ROCHESTER, NY 14624-2515

Mortgage

Document Number	0000000373
Date	Aug 29, 2023
Instrument	202308290373

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	40 ELDORA DR, ROCHESTER, NY 14624-2515
Document Number	0000000067
Book / Page	027216 / 000165
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ELDORA DR ROCHESTER NY 146242515, ROCHESTER, NY 14624-2515

Mortgage

Document Number	0000000067
Date	Jul 7, 2017
Book Page	027216/000165
Instrument	67

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,951.00 (+31.21%)
2025	$6,822.00 (+18.29%)	$278,500 (+91.54%) Land $38,600 Building $239,900	$278,500 (+58.96%) Land $38,600 Building $239,900
2023		$145,400 (-) Land $27,200 Building $118,200	$175,200 (+9.64%) Land $32,775 Building $142,425
2022		$145,400 Land $27,200 Building $118,200	$159,800 Land $29,894 Building $129,906
2021	$5,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (2023–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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